Pontotoc County property record for 415 W 5th St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,500 (Jun 2022) |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10316 |
| Primary APN | 10316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Patio Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 10316 |
|---|---|
| Street Address | 415 W 5TH ST |
| City | ADA |
| State | OK |
| Zip | 74820-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 44 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 44 |
| Legal Lot Number | 3 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 89200 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13890 COUNTY ROAD 1565, ADA, OK 74820-1615 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage VISION BANK |
| Jun 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage VISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Aug 23, 2006 · Amount on Record |
| Deed Document Number | 20223401 |
| Deed Book / Page | 3620 / 138 |
| Prior Transfer Date | Jun 6, 1997 |
| Prior Transfer Doc | 1489000411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 15, 2026 |
| Property Address | 415 W 5TH ST, ADA, OK 74820-3405 |
| Document Number | 0000003511 |
| Book / Page | 4020 / 68 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13890 COUNTY ROAD 1565, ADA, OK 74820-1615 |
| Document Number | 0000003511, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 4020/68 |
| Instrument | 20263511 |
| Name | VISION BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2036 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 13, 2022 |
| Property Address | 415 W 5TH ST, ADA, OK 74820-3405 |
| Document Number | 003620/138 |
| Book / Page | 3620 / 138 |
| Instrument Date | Jun 10, 2022 |
| Instrument | I-2022-003401 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 W 5TH ST, ADA, OK 74820-3405 |
| Document Number | I2022003402 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | I-2022-003402 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 10, 2027 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,321 (+5.02%) Land $900 Building $5,421 | $52,671 (+2.65%) Land $7,500 Building $45,171 | |
| 2025 | $626.00 (+1.13%) | $6,019 (+4.99%) Land $900 Building $5,119 | $51,309 (-6.78%) Land $7,500 Building $43,809 |
| 2024 | $619.00 (+9.95%) | $5,733 (+5%) Land $900 Building $4,833 | $55,043 (+20.97%) Land $7,500 Building $47,543 |
| 2023 | $563.00 | $5,460 Land $900 Building $4,560 | $45,500 Land $7,500 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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