Delta County property record for 415 W 4th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 840 sqft · built 1912 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Aug 2021) |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R014159 |
| Primary APN | R014159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 840 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.172 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | R014159 |
|---|---|
| Street Address | 415 W 4TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 415 W 4TH ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: PLAT C DELTA BLOCK: 34 LOT: 17 THRU:- LOT: 20 TOTAL AC 0.172+- PLAT C DELTA TOWNSITE BLK 34 LOT 17- 20 E 75 OF LT SEC 13 T15S R96W 6PM BK 249 PG 47 BK 332 PG 86 BK 376 PG 561 BK 479 PG 836 BK |
| Legal Subdivision | PLAT C DELTA |
| Legal Block | 34 |
| Legal Lot Number | 17 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 965100 |
415 W 4th St is owned and occupied by two individuals who bought it in August 2021.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 W 4TH ST, DELTA, CO 81416-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Special Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC |
| Jun 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | May 12, 1999 · Amount on File |
| Deed Document Number | 2021732071 |
| Prior Transfer Date | Jun 21, 2021 |
| Prior Transfer Doc | 730204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 23, 2021 |
| Property Address | 415 W 4TH ST, DELTA, CO 81416-1640 |
| Document Number | 732071 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 732071 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 W 4TH ST, DELTA, CO 81416-1640 |
| Document Number | 732072 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 732072 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 21, 2021 |
| Property Address | 415 W 4TH ST, DELTA, CO 81416-1640 |
| Document Number | 730204 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 730204 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4455 CEDAR RD, 4455, DELTA, CO 81416-9447 |
| Name | Verified Name |
|---|---|
| Address | 7305 COUNTY ROAD 301, PARACHUTE, CO 81635-9125 |
The 2025 property tax bill for 415 W 4th St was $719, up 38.5% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $719.00 (+38.54%) | $10,575 (+34.64%) Land $3,125 Building $7,450 | $169,206 Land $50,000 Building $119,206 |
| 2024 | $519.00 (+3.8%) | $7,854 (-) Land $1,710 Building $6,144 | |
| 2023 | $500.00 (+35.14%) | $7,854 (+36.66%) Land $1,710 Building $6,144 | $117,219 (+41.75%) Land $25,524 Building $91,695 |
| 2022 | $370.00 | $5,747 Land $1,173 Building $4,574 | $82,694 Land $16,875 Building $65,819 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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