415 W 3rd St, Yankton, SD 57078 Property Records

Yankton County property record for 415 W 3rd St, Yankton, SD 57078

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details8,736 sqft · built 1890
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Tax Bill$3,959 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN78.940.014.020

Property Details

APN / Parcel Number

Primary APN78.940.014.020

Interior

Stories2 Stories
Building Area8,736 sqft Total Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Roof MaterialBuilt-Up Asphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address415 W 3RD ST
CityYANKTON
StateSD
Zip57078-4201
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLT A EXC TR 1 BLK 14 WITHERSPOONS ADDN
Legal SubdivisionWITHERSPOONS ADDN
Legal Tract1
Legal Block14
Legal Lot NumberA
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group3
Census Block3024
Census Tract966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 819, YANKTON, SD 57078-0819
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address415 W 3RD ST, YANKTON, SD 57078-4201
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 W 3RD ST, YANKTON, SD 57078-4201

Mortgage

Document Number000580/195
DateSep 2, 2025
Book Page580/195
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Address225 CEDAR ST, YANKTON, SD 57078
Agreement
TypeLine of Credit
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,000 (+18.27%) Land $27,600 Building $240,400$268,000 Land $27,600 Building $240,400
2025$3,959.00 (-8.74%)
2023$226,600 Land $25,100 Building $201,500
2022$4,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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