415 W 13th St, Ada, OK 74820 Property Records

Pontotoc County property record for 415 W 13th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1939
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2023)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11024`

Property Details

APN / Parcel Number

Primary APN	`11024`
Alternative APN	`0005-00-115-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	11024
Street Address	415 W 13TH ST
City	ADA
State	OK
Zip	74820-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 115 ORIGINAL - ADA 415 W. 13TH
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	115
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1056
Census Tract	89200

Owner

415 W 13th St is owned and occupied by an individual who bought it in July 2023.

Source: Pontotoc County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	415 W 13TH ST, ADA, OK 74820-6305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Oct 21, 2022 · Amount on File
Deed Document Number	20233499
Deed Book / Page	3714 / 89
Transfer Doc	0000003730
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 10, 2023
Property Address	415 W 13TH ST, ADA, OK 74820-6305
Document Number	0003714/89
Book / Page	3714 / 89
Instrument Date	Jul 7, 2023
Instrument	I-2023-003499
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W 13TH ST, ADA, OK 74820-6305

Mortgage

Document Number	I2023003500
Date	Jul 10, 2023
Instrument	I-2023-003500

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 5, 2022
Property Address	415 W 13TH ST, ADA, OK 74820-6305
Document Number	003634/210
Book / Page	3634 / 210
Instrument Date	Aug 5, 2022
Instrument	I-2022-004498
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6067 N US HIGHWAY 177, SULPHUR, OK 73086-9607

Mortgage

Document Number	I2022004499
Date	Aug 5, 2022
Instrument	I-2022-004499

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 415 W 13th St was $1,061, up 1.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,194 (-) Land $1,500 Building $8,694	$84,951 (-) Land $12,500 Building $72,451
2025	$1,061.00 (+1.24%)	$10,194 (-0.06%) Land $1,500 Building $8,694	$84,951 (-0.06%) Land $12,500 Building $72,451
2024	$1,048.00 (+53.89%)	$10,200 (+54.55%) Land $1,500 Building $8,700	$85,000 (+54.55%) Land $12,500 Building $72,500
2023	$681.00 (+104.5%)	$6,600 (+62%) Land $1,500 Building $5,100	$55,000 (+62.02%) Land $12,500 Building $42,500
2022	$333.00	$4,074 Land $900 Building $3,174	$33,946 Land $7,500 Building $26,446

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 W 13th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on W 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures