Stanislaus County property record for 415 Virginia Ave, Modesto, CA 95354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,230 sqft · built 1938 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2019) |
| Tax Bill | $3,261 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-004-061-000 |
| Primary APN | 109-004-061-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1090461 |
|---|---|
| Street Address | 415 VIRGINIA AVE |
| City | MODESTO |
| State | CA |
| Zip | 95354-0307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:453 |
| Legal Subdivision | MODESTO |
| Legal Block | 453 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1200 |
Source: Stanislaus County records · APN 109-004-061-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 VIRGINIA AVE, MODESTO, CA 95354-0307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ETHIC |
| Dec 18, 2019 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on Record |
| Deed Sale | Dec 18, 2019 · Amount on Record |
| Prior Sale | Nov 05, 2015 |
| Deed Document Number | 2019-0089195 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 415 VIRGINIA AVE, MODESTO, CA 95354-0307 |
| Document Number | 0000024342 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 HACKBERRY AVE MODESTO CA 953540507, MODESTO, CA 95354-0507 |
| Document Number | 0000024342 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 24342 |
| Name | ETHIC |
|---|---|
| Address | 125 HIGH ST # 17TH, BOSTON, MA 02110-2704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 05, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 18, 2019 |
| Property Address | 415 VIRGINIA AVE, MODESTO, CA 95354-0307 |
| Document Number | 0000089195 |
| Map Reference | VOL 15 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2019-0089195 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 VIRGINIA AVE, MODESTO, CA 95354-0307 |
| Document Number | 0000089196 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0089196 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,261.00 (+6.26%) | $278,875 (+4.04%) Land $218,727 Building $60,148 |
| 2023 | $3,069.00 (+2.51%) | $268,048 Land $210,235 Building $57,813 |
| 2022 | $2,994.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ezWave.
Based on FCC filings for 588 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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