415 Vine Cliff St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 415 Vine Cliff St, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,272 sqft · built 2007
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Mar 2007)
Tax Bill$2,580 (2025)
Deeds & MortgagesJul 2023 Mortgage
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN055401-0092

Property Details

APN / Parcel Number

Primary APN055401-0092
Alternative APN
  • U043219852A00000000210

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,272 sqft Living Area
Gross Area3,817 sqft
1st Floor Area1,552 sqft
2nd Floor Area3,104 sqft
Upper Floors Area168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions105 ft deep x 52.4 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0554010092
Street Address415 VINE CLIFF ST
CityRUSKIN
StateFL
Zip33570-4933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLACKSTONE AT BAY PARK LOT 21 BLOCK A
Legal Range19E
Legal Township32S
Legal Section04
Legal SubdivisionBLACKSTONE AT BAY PARK
Legal Tract852
Legal BlockA
Legal Lot Number21
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2050
Census Tract14122

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
MEADOWBROOK FINCL MTG BANKERS CORP
Oct 9, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2007 · Amount on Record
Deed SaleMar 28, 2007 · Amount on Record
Prior SaleJun 21, 2006 · Amount on Record
Deed Document Number2007149893
Deed Book / Page17610 / 864
Last Transfer DateAug 19, 2023
Transfer Doc0000455983
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933

Mortgage

Document Number0000315797
DateJul 19, 2023
Instrument2023315797
Lender
NameMEADOWBROOK FINCL MTG BANKERS CORP
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 9, 2023
Property Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933
Document Number0000455983
Instrument DateAug 19, 2023
Instrument2023455983
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 VINE CLIFF ST, RUSKIN, FL 33570-4933

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,140 (+2.7%)$303,977 (-4.7%) Land $64,538 Building $239,439
2025$2,580.00 (+11.74%) Homeowner's exemption$130,613 (+5.99%)$318,967 (-1.39%) Land $75,763 Building $243,204
2023$2,309.00 (+6.9%) Homeowner's exemption$123,235 (+3%)$323,448 (+12.78%) Land $72,957 Building $250,491
2022$2,160.00 Homeowner's exemption$119,646$286,784 Land $50,508 Building $236,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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