415 Verbena Loop, Foley, AL 36535 Property Records

Baldwin County property record for 415 Verbena Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1990
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Apr 2025)
Tax Bill	$802 (2026)
Deeds & Mortgages	Jun 2021 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-08-28-3-000-088.005`

Property Details

APN / Parcel Number

Primary APN	`54-08-28-3-000-088.005`
Alternative APNs	`357930` `59027`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	672 sqft Heated Area
1st Floor Area	672 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	357930
Street Address	415 VERBENA LOOP
City	FOLEY
State	AL
Zip	36535-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85' X 150' LOT 20 PINE VILLAGE SUB IN THE CITY OF FOLEY SEC28-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	PINE VILLAGE
Legal Lot Number	20
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2069
Census Tract	11503

Owner

415 Verbena Loop is owned and occupied by two individuals who bought it in April 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 VERBENA LOOP, FOLEY, AL 36535-2676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Intrafamily Transfer, Transfer
Jun 10, 2019	Grant Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20252181536
Prior Transfer Date	Mar 31, 2025
Prior Transfer Doc	0002181536
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Jun 23, 2021
Property Address	415 VERBENA LOOP, FOLEY, AL 36535-2676
Document Number	0001923766
Instrument Date	Jun 20, 2021
Instrument	1923766
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 BAYSHORE RD LOT 108, 108, PALMETTO, FL 34221-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 VERBENA LOOP, FOLEY, AL 36535-2676

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 10, 2019
Property Address	415 VERBENA LOOP, FOLEY, AL 36535-2676
Document Number	0001764356
Instrument Date	Apr 16, 2019
Instrument	1764356
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 VERBENA LOOP FOLEY AL 365352676, FOLEY, AL 36535-2676

Mortgage

Document Number	1764357
Date	Jun 10, 2019
Instrument	1764357

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 415 Verbena Loop was $802 with a homeowner's exemption, down 0.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$802.00 (-0.74%) Homeowner's exemption
2025	$808.00	$25,860 Land $4,260 Building $21,600	$258,600 Land $42,600 Building $216,000
2023	$781.00 (+19.24%)	$23,680 (+19.23%)	$236,700 (+19.24%) Land $44,900 Building $191,800
2022	$655.00 (+16.76%)	$19,860	$198,500 Land $45,500 Building $153,000
2021	$561.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Verbena Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Verbena Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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