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415 Varnum Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 415 Varnum Ave, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,823 sqft · built 1920
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$401,000 (Nov 2022)
Tax Bill$6,240 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
May 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNL07090

Property Details

APN / Parcel Number

Primary APNL07090
Alternative APNs
  • LOWE M:69 B:5880 L:415
  • M:000069 T:L07090

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,823 sqft Living Area
Gross Area3,601 sqft
1st Floor Area1,431 sqft
Basement Area1,160 sqft
Unfinished Basement1,160 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberL07090
Street Address415 VARNUM AVE
CityLOWELL
StateMA
Zip01854-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block5880
Legal Lot Number415
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4014
Census Tract310602

Owner

415 Varnum Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address415 VARNUM AVE, LOWELL, MA 01854-2121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC
May 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2022 · Amount on File
Deed SaleNov 8, 2022 · Amount on File
Deed Book / Page37498 / 77
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 8, 2022
Property Address415 VARNUM AVE, LOWELL, MA 01854-2121
Document Number0037498-77
Book / Page37498 / 77
Instrument DateNov 8, 2022
Instrument45969
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address415 VARNUM AVE, LOWELL, MA 01854-2121

Mortgage

Document Number0000045970
DateNov 8, 2022
Instrument45970
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 1, 2020
Property Address415 VARNUM AVE, LOWELL, MA 01854-2121
Document Number34083-39
Book / Page034083 / 000039
Instrument DateFeb 26, 2020
Instrument18702
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 VARNUM AVE LOWELL MA 018542121, LOWELL, MA 01854-2121

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 28, 2017
Property Address415 VARNUM AVE, LOWELL, MA 01854-2121
Document Number30938-294
Book / Page030938 / 000294
Instrument DateFeb 22, 2017
Instrument8534
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 VARNUM AVE LOWELL MA 018542121, LOWELL, MA 01854-2121

Tax Assessment & Valuation

The 2026 property tax bill for 415 Varnum Ave was $6,240, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,240.00 (+6.36%)$549,800 (+7.57%) Land $197,700 Building $352,100$617,293 (+16.8%)
2025$5,867.00 (+2.53%)$511,100 (+6.39%) Land $184,800 Building $326,300$528,485 (+7.81%)
2024$5,722.00 (+6.26%)$480,400 (+10.79%) Land $172,700 Building $307,700$490,200
2023$5,385.00$433,600 Land $150,200 Building $283,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Varnum Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Varnum Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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