415 Valley Dr, Durham, NC 27704 Property Records

Durham County property record for 415 Valley Dr, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,208 sqft · built 1960
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Oct 2016)
Tax Bill$3,957 (2026)
Deeds & MortgagesMay 2018 Loan Modification
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0823-79-6995

Property Details

APN / Parcel Number

Primary APN0823-79-6995
Alternative APNs
  • 0823-79-69-9534
  • 082308796952
  • 127707

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,208 sqft Heated Area
1st Floor Area2,208 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions242 ft deep x 207 ft wide
Garage TypeCarport
Garage Area696 sqft
CarportCarport
Carport Area696 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address415 VALLEY DR
CityDURHAM
StateNC
Zip27704-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionHAPPY VALLEY/LT#01 GR PT/ PROP-RAY JEANE B/LT#01A PL:000195-000135
Legal SubdivisionHAPPY VLY
Legal Lot Number1A
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3008
Census Tract1710

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 VALLEY DR, DURHAM, NC 27704-1450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Loan Modification, Mortgage · FHA Mortgage
MOVEMENT MTG
May 29, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2016 · Amount on Record
Deed SaleOct 7, 2016 · Amount on Record
Prior SaleAug 2, 2016 · Amount on Record
Deed Document Number201635058
Deed Book / Page8039 / 575
Record UpdatedOct 29, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDURHAM NC
Property Address415 VALLEY DR, DURHAM, NC 27704-1450
Document Number0084790532
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 VALLEY DR DURHAM NC 277041450, DURHAM, NC 27704-1450

Mortgage

Document Number0084790532
DateAug 1, 2018
Book Page008479/000532
Instrument26839
Lender
NameMOVEMENT MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address415 VALLEY DR, DURHAM, NC 27704-1450
Document Number0084590899
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJul 18, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 VALLEY DR DURHAM NC 277041450, DURHAM, NC 27704-1450

Mortgage

Document Number0084590899
DateJul 5, 2018
Book Page008459/000899
Instrument23132
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,957.00 (+2.51%)$389,412 (-) Land $153,000 Building $236,412$389,412 (-) Land $153,000 Building $236,412
2025$3,860.00 (+32.19%)$389,412 (+74.65%) Land $153,000 Building $236,412$389,412 (+74.65%) Land $153,000 Building $236,412
2023$2,920.00 (+2.35%)$222,966 Land $50,880 Building $172,086$222,966 Land $50,880 Building $172,086
2022$2,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, Google Fiber, T-Mobile.

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