Monmouth County and Union Beach Borough property record for 415 Union Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,524 sqft · built 1940 |
| Lot Size | 0.098 acres (4,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jan 2025) |
| Tax Bill | $7,640 (2025) |
| Deeds & Mortgages | Feb 2017 Loan Modification Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00203-0000-00005 |
| Primary APN | 50-00203-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Upper Floors Area | 788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,282 sqft (0.098 acres) |
| Lot Dimensions | 107 ft deep x 40 ft wide |
| Porch | Open Porch |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00002090 |
|---|---|
| Street Address | 415 UNION AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 203 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 801800 |
415 Union Ave is owned by two individuals who bought it in January 2025.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 MAIDENSTONE DR, ASBURY PARK, NJ 07712-3777 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2017 | Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING |
| Feb 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on File |
| Deed Sale | Jan 3, 2025 · Amount on File |
| Deed Document Number | 2025842 |
| Deed Book / Page | 9719 / 9407 |
| Prior Transfer Date | Dec 19, 2007 |
| Prior Transfer Doc | 0086963562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 415 UNION AVE, UNION BEACH, NJ 07735-3128 |
| Document Number | 0000031949 |
| Book / Page | 009219 / 002506 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 415 UNION AVE UNION BEACH NJ 077353128, UNION BEACH, NJ 07735-3128 |
| Document Number | 0000031949 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 009219/002506 |
| Instrument | 31949 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 415 UNION AVE, UNION BEACH, NJ 07735-3128 |
| Document Number | 0000028827 |
| Book / Page | 009217 / 008998 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 415 UNION AVE UNION BEACH NJ 077353128, UNION BEACH, NJ 07735-3128 |
| Document Number | 0000028827 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 009217/008998 |
| Instrument | 28827 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 415 Union Ave was $7,640, up 1.6% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,600 (+9.94%) Land $204,600 Building $187,000 | $391,600 (+9.94%) Land $204,600 Building $187,000 | |
| 2025 | $7,640.00 (+1.62%) | $356,200 Land $177,900 Building $178,300 | $356,200 Land $177,900 Building $178,300 |
| 2024 | $7,518.00 | ||
| 2023 | $329,600 Land $128,800 Building $200,800 | $329,600 Land $128,800 Building $200,800 | |
| 2022 | $6,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Union Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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