415 U St, Sacramento, CA 95818 Property Records

Sacramento County property record for 415 U St, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1925
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2017)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2018 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0113-019-0000`

Property Details

APN / Parcel Number

Primary APN	`009-0113-019-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 U ST
City	SACRAMENTO
State	CA
Zip	95818-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A-SPD
Legal Description	POR LOTS 6&7 BLK T&U 4&5 DES AS BEG AT A PT LOCN70%30W55.22 FROM SE CORNER LOT 6 TH N 19%30E75 TH N70%30W27.61 TH
Legal Subdivision	SACRAMENTO
Legal Block	T,U
Legal Lot Number	6,7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1024
Census Tract	2100

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3053 FREEPORT BLVD, SACRAMENTO, CA 95818-4346
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT HOME LOANS
Sep 27, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED MTG
Jun 16, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jun 16, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Aug 8, 2008 · Amount on Record
Deed Book / Page	20170616 / 1387
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	0000000820
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 16, 2021
Property Address	415 U ST, SACRAMENTO, CA 95818-1211
Document Number	0000001573
Instrument Date	Jul 12, 2021
Instrument	202107161573
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 F ST, SACRAMENTO, CA 95814-1510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001574
Date	Jul 16, 2021
Instrument	202107161574

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2018
Property Address	415 U ST, SACRAMENTO, CA 95818-1211
Document Number	1809270121
Instrument Date	Sep 26, 2018
Instrument	1809270121
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	267 COLUSA AVE KENSINGTON CA 947071206, KENSINGTON, CA 94707-1206

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	415 U ST, SACRAMENTO, CA 95818-1211
Document Number	1802221396
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	415 U ST SACRAMENTO CA 958181211, SACRAMENTO, CA 95818-1211

Mortgage

Document Number	1802221396
Date	Feb 22, 2018
Instrument	1802221396

Lender

Name	FEDERATED MTG
Type	Mortgage Company
Address	PITTSBURGH, PA 15211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2038

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 16, 2017
Property Address	415 U ST, SACRAMENTO, CA 95818-1211
Document Number	1706161388
Instrument Date	Jun 13, 2017
Instrument	1706161388
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2561 SPENCERS TRCE NE MARIETTA GA 300624430, MARIETTA, GA 30062-4430

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 16, 2017
Property Address	415 U ST, SACRAMENTO, CA 95818-1211
Document Number	1706161387
Instrument Date	Jun 6, 2017
Instrument	1706161387
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2561 SPENCERS TRCE NE MARIETTA GA 300624430, MARIETTA, GA 30062-4430
Investor	Possibly a Property Investor

Mortgage

Document Number	1706161389
Date	Jun 16, 2017
Instrument	1706161389

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,373 (+2%) Land $253,032 Building $84,341
2025	$4,056.00 (+1.4%)	$330,759 (+4.04%) Land $248,071 Building $82,688
2024	$4,000.00 (+2.41%)
2023	$3,906.00 (+1.72%)	$317,917 Land $238,439 Building $79,478
2022	$3,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	3 (1992–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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