415 Topaz Cir, Dover, DE 19904 Property Records

Kent County property record for 415 Topaz Cir, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,535 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$290,980 (Jul 2010)
Tax Bill	$2,089 (2023)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-067.01-01-20.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-067.01-01-20.00-000`
Alternative APNs	`ED05067.010120.00/000` `77499` `83982`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,535 sqft Living Area
Gross Area	4,073 sqft
Basement Area	1,538 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 2010
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	159 ft deep x 61.5 ft wide
Garage Type	Finished
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	83982
Old Parcel Number	ED05067.010120.00/000
Street Address	415 TOPAZ CIR
City	DOVER
State	DE
Zip	19904-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	EMERALD POINTE SUB., LOT #20 415 TOPAZ CIRCLE
Legal Subdivision	EMERALD POINTE
Legal Lot Number	20 415
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1004
Census Tract	40700

Owner

Source: Kent County assessment roll, APN 2-05-067.01-01-20.00-000, as of February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	415 TOPAZ CIR, DOVER, DE 19904-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2010 · Amount on Record
Deed Sale	Jul 09, 2010 · Amount on Record
Deed Document Number	2010-172615
Deed Book / Page	5465 / 307
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	415 TOPAZ CIR, DOVER, DE 19904-3712
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 TOPAZ CIR, DOVER, DE 19904-3712

Mortgage

Document Number	0000417378
Date	May 06, 2021
Book Page	11045/274
Instrument	2021-417378

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	257 Months
Due	Oct 01, 2042

Tax Assessment & Valuation

Source: Kent County assessment roll as of February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$2,089.00	$71,000 Land $8,600 Building $62,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010407001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 171 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system DE0000571, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.