415 Timberlake Cir, Galena, MO 65656 Property Records

Stone County property record for 415 Timberlake Cir, Galena, MO 65656

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,232 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7.0-36-000-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`10-7.0-36-000-000-009.000`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 TIMBERLAKE CIR
City	GALENA
State	MO
Zip	65656-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PIONEER POINT 3RD LOT 20
Legal Range	24
Legal Township	23
Legal Section	36
Legal Subdivision	PIONEER POINT 3RD
Legal Lot Number	20
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	2
Census Block	2058
Census Tract	90201

Owner

Source: Stone County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 TIMBERLAKE CIR, GALENA, MO 65656-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Apr 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage EMPIRE BANK
Jun 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2026
Transfer Doc	0000006894
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	415 TIMBERLAKE CIR, GALENA, MO 65656-5054
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 TIMBERLAKE CIR, GALENA, MO 65656-5054

Mortgage

Document Number	202300000160
Date	Jan 6, 2023
Instrument	202300000160

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	LAKEWOOD, NJ 08701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	415 TIMBERLAKE CIR, GALENA, MO 65656-5054
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300005787
Date	Apr 12, 2013
Instrument	201300005787

Lender

Name	EMPIRE BANK
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2023

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STONE MO
Recording Date	Jun 11, 2026
Property Address	415 TIMBERLAKE CIR, GALENA, MO 65656-5054
Document Number	0000006894
Instrument Date	Jun 11, 2026
Instrument	20266894
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+0.14%)	$29,070 (-)	$153,000 (-) Land $15,600 Building $137,400
2023	$1,421.00	$29,070	$153,000 Land $15,600 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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