Pinellas County property record for 415 Timber Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,439 sqft · built 1980 |
| Lot Size | 0.299 acres (13,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $633,000 (Dec 2023) |
| Tax Bill | $8,440 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1757-3 |
| Primary APN | C62-000-741-1757-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 2,439 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,020 sqft (0.299 acres) |
| Lot Dimensions | 145 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 520 sqft |
| Patio Area | 520 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391396 |
|---|---|
| Street Address | 415 TIMBER LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WESTLAKE VILLAGE BLK 15, LOT 2 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WESTLAKE VILLAGE |
| Legal Tract | 96579 |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 27206 |
415 Timber Ln is owned and occupied by two individuals who bought it in December 2023.
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 24, 2020 | Quit Claim Deed, Transfer CALIBER HM LOANS |
| Apr 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Apr 19, 2018 · Amount on File |
| Deed Document Number | 2023311914 |
| Deed Book / Page | 22646 / 1315 |
| Prior Transfer Date | Jun 8, 2020 |
| Prior Transfer Doc | 0210520699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Document Number | 0226461315 |
| Book / Page | 22646 / 1315 |
| Map Reference | MB 71 PG 64 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023311914 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,431.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Name | Verified Name |
|---|---|
| Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Document Number | 0226461317 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 22646/1317 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 24, 2020 |
| Property Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Document Number | 0210520699 |
| Book / Page | 021052 / 000699 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 190070 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 TIMBER LN PALM HARBOR FL 346833737, PALM HARBOR, FL 34683-3737 |
| Document Number | 210520702 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 021052/000702 |
| Instrument | 190071 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 19, 2018 |
| Property Address | 415 TIMBER LN, PALM HARBOR, FL 34683-3737 |
| Document Number | 0200191587 |
| Book / Page | 020019 / 001587 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 122676 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | LUXE TITLE SERVICES, LUXE TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 TIMBER LN PALM HARBOR FL 346833737, PALM HARBOR, FL 34683-3737 |
| Document Number | 200191589 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 020019/001589 |
| Instrument | 122677 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2048 |
The 2025 property tax bill for 415 Timber Ln was $8,440 with a homeowner's exemption, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,440.00 (+5.57%) Homeowner's exemption | $501,879 | $521,372 Land $162,391 Building $358,981 |
| 2024 | $7,995.00 (+57.35%) | ||
| 2023 | $5,081.00 (+2.81%) Homeowner's exemption | $317,691 (+3%) | $501,396 (+15.86%) Land $205,700 Building $295,696 |
| 2022 | $4,942.00 Homeowner's exemption | $308,438 | $432,774 Land $206,087 Building $226,687 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Timber Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Timber Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures