Stone County property record for 415 Three Pines Cir, Reeds Spring, MO 65737
| Property Type | Single Family Home |
|---|---|
| Details | 2,285 sqft · built 2018 |
| Owner | Trust Name on File |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-7.0-36-000-000-005.047 |
| Primary APN | 08-7.0-36-000-000-005.047 |
|---|
| Building Area | 2,285 sqft Adjusted Area |
|---|
| Year Built | Built 2018 |
|---|
| Street Address | 415 THREE PINES CIR |
|---|---|
| City | REEDS SPRING |
| State | MO |
| Zip | 65737-7693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:47 SUBD:THREE PINES ESTATES PH I SEC/TWN/RNG/MER:SEC 36 TWN 24 RNG 23 |
| Legal Subdivision | THREE PINES ESTATES PH I |
| Legal Lot Number | 47 |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH A |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 90606 |
415 Three Pines Cir is owner-occupied and held in a trust since November 2018.
Source: Stone County records, as of November 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · VA Mortgage ARVEST BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage · ARM ARVEST BANK |
| Nov 30, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2018 |
| Transfer Doc | 201800018485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Sep 3, 2026 |
| Property Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
| Document Number | 0000010557 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202610557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
| Document Number | 0000010557, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202610557 |
| Name | ARVEST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201900010991 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 201900010991 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Nov 30, 2018 |
| Property Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
| Document Number | 201800018485 |
| Map Reference | MB67 PG67-72 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 201800018485 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 415 THREE PINES CIR, REEDS SPRING, MO 65737-7693 |
The 2025 property tax bill for 415 Three Pines Cir was $1,970.
Source: Stone County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Municipality | Reeds Spring City |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 | $40,280 | $212,000 Land $27,500 Building $184,500 |
| 2023 | $1,970.00 | $40,280 | $212,000 Land $27,500 Building $184,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Three Pines Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Three Pines Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDS SPRING PWS serves 1,287 people · EPA ID MO5010679 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 500 / 20 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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