415 Thomas Ave, Saint Louis, MO 63135 Property Records

St. Louis County property record for 415 Thomas Ave, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1937
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$147,248 (May 2026)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12H-13-1291`

Property Details

APN / Parcel Number

Primary APN	`12H-13-1291`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	988 sqft
1st Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	36 ft deep x 36 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 THOMAS AVE
City	SAINT LOUIS
State	MO
Zip	63135-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	TIFFIN 2ND SUBD BLK PT 2 74 FT S OF THOMAS SUBD
Legal Subdivision	TIFFIN 2ND SUBD
Legal Block	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORWOOD
Census Block Group	2
Census Block	2010
Census Tract	212702

Owner

415 Thomas Ave is owned and occupied by an individual who bought it in May 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2022	Warranty Deed, Transfer · Unknown TRIDENT REALTY INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	202646
Prior Transfer Date	Jan 25, 2010
Prior Transfer Doc	0188101604
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 21, 2026
Property Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658
Document Number	0000000046
Instrument Date	May 19, 2026
Instrument	202652146
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658

Mortgage

Document Number	0000000047,
Date	May 21, 2026
Instrument	202652147

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 9, 2022
Property Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658
Document Number	2022120900064
Map Reference	MB 10 PG 38
Instrument Date	Dec 7, 2022
Instrument	2022120900064
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 OTTERBURN CT, FLORISSANT, MO 63033-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658

Mortgage

Document Number	2022120900065
Date	Dec 9, 2022
Instrument	2022120900065

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 11, 2022
Property Address	415 THOMAS AVE, SAINT LOUIS, MO 63135-2658
Document Number	2022051100517
Map Reference	MB 10 PG 38
Instrument Date	May 6, 2022
Instrument	2022051100517
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 JACOBS WAY, 137, SAINT PETERS, MO 63376-7787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OTTERBURN CT, FLORISSANT, MO 63033-4820

Mortgage

Document Number	2022051100518
Date	May 11, 2022
Instrument	2022051100518

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Unknown
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 Thomas Ave was $1,677, up 13.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,090 (-) Land $2,240 Building $21,850	$126,800 (-) Land $11,800 Building $115,000
2025	$1,677.00 (+13.93%)	$24,090 Land $2,240 Building $21,850	$126,800 Land $11,800 Building $115,000
2024	$1,472.00 (+0.55%)
2023	$1,464.00 (+47.88%)	$20,270 (+66.42%) Land $2,240 Building $18,030	$106,700 Land $11,800 Building $94,900
2022	$990.00	$12,180 Land $2,830 Building $9,350
2021			$64,100 Land $14,900 Building $49,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Thomas Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Thomas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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