415 Sunset River Rd, Ceres, VA 24318 Property Records

Smyth County property record for 415 Sunset River Rd, Ceres, VA 24318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,384 sqft · built 1975
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Tax Bill	$784 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Feb 2021 Refinance
Flood Zone	Zone A (high risk)
APN	`23-A-1A`

Property Details

APN / Parcel Number

Primary APN	`23-A-1A`
Alternative APN	`150975`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Deck Area	276 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	150975
Street Address	415 SUNSET RIVER RD
City	CERES
State	VA
Zip	24318-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST RD #620 23 A 1A
Legal Subdivision	JAMES R JONES
Jurisdiction	SMYTH VA
Township / Civil Division	NORTH FORK
Census Block Group	1
Census Block	1050
Census Tract	30100

Owner

Source: Smyth County records · APN 23-A-1A

Assessment roll updated October 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 SUNSET RIVER RD, CERES, VA 24318-3535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	415 SUNSET RIVER RD, CERES, VA 24318-3535
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001077/993
Date	Dec 08, 2021
Book Page	1077/993
Instrument	210003215

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Oct 27, 2036

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	415 SUNSET RIVER RD, CERES, VA 24318-3535
Transaction Type	Mortgage
Record Updated	Apr 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1063/330
Date	Feb 23, 2021
Book Page	1063/330
Instrument	210000393

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2036

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Smyth County records · Assessment roll updated October 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (-) Land $12,200 Building $120,700	$132,900 (-) Land $12,200 Building $120,700
2025	$784.00 (+47.37%)	$132,900 (+84.58%) Land $12,200 Building $120,700	$132,900 (+84.58%) Land $12,200 Building $120,700
2023	$532.00	$72,000 Land $10,200 Building $61,800	$72,000 Land $10,200 Building $61,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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