Limestone County property record for 415 Summit Lakes Dr, Athens, AL 35613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2022) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Construction Loan Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005151000020000 |
| Primary APN | 1005151000020000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 160 ft deep x 86.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11007441 |
|---|---|
| Street Address | 415 SUMMIT LAKES DR |
| City | ATHENS |
| State | AL |
| Zip | 35613-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES PHASE I LOT 20 |
| Legal Subdivision | SUMMIT LAKES |
| Legal Lot Number | 20 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 20900 |
Source: Limestone County records · APN 1005151000020000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10946 BRIDGESTONE DR, SODDY DAISY, TN 37379-5954 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Warranty Deed, Construction Loan · Construction Mortgage TJC MORTGAGE INC |
| Jun 17, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALABAMA ONE CREDIT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2022 · Amount on Record |
| Deed Sale | Jun 08, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 0202250404 |
| Deed Book / Page | 2022 / 50404 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 08, 2022 |
| Property Address | 415 SUMMIT LAKES DR, ATHENS, AL 35613-2737 |
| Document Number | 2022/50404 |
| Book / Page | 2022 / 50404 |
| Map Reference | MB G PG 177 |
| Instrument Date | Jun 07, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 DOUGLAS CHAPEL RD, 306, JONESBOROUGH, TN 37659-3545 |
| Name | Verified Name |
|---|---|
| Address | 415 SUMMIT LAKES DR, ATHENS, AL 35613-2737 |
| Document Number | 202205040620220504 |
|---|---|
| Date | Jun 08, 2022 |
| Instrument | 2022/05040620220504 |
| Name | TJC MORTGAGE INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 17, 2020 |
| Property Address | 415 SUMMIT LAKES DR, ATHENS, AL 35613-2737 |
| Document Number | 2020/48402 |
| Book / Page | 2020 / 48402 |
| Map Reference | MB G PG 177 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 415 SUMMIT LAKES DR, ATHENS, AL 35613-2737 |
| Document Number | 202048404 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020/48404 |
| Name | ALABAMA ONE CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Limestone County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (+116.33%) | $50,360 (+104.55%) | $251,800 (+2.27%) Land $43,600 Building $208,200 |
| 2024 | $931.00 (+4.02%) Homeowner's exemption | $24,620 (+3.88%) | $246,200 (+3.93%) Land $41,600 Building $204,600 |
| 2023 | $895.00 (+19.49%) Homeowner's exemption | $23,700 (+18.15%) | $236,900 (+18.15%) Land $40,000 Building $196,900 |
| 2022 | $749.00 Homeowner's exemption | $20,060 | $200,500 Land $46,000 Building $154,500 |
Source: FEMA National Flood Hazard Layer as of October 29, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 102 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ATHENS UTILITIES serves 43,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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