415 Summer St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 415 Summer St, Eau Claire, WI 54701

Property Summary

Property TypeBungalow
Details2 bd · 1 ba · 936 sqft · built 1924
Lot Size0.091 acres (3,960 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Feb 2020)
Tax Bill$3,140 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-0629-000

Property Details

APN / Parcel Number

Primary APN02-0629-000
Alternative APNs
  • 18221-2-270921-004-2078
  • 221020629000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleBungalow
Exterior MaterialMetal
Foundation TypeBlock
Lot Area3,960 sqft (0.091 acres)
Lot Dimensions66 ft deep x 60 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address415 SUMMER ST
CityEAU CLAIRE
StateWI
Zip54701-4151
Property CategoryResidential
Property TypeResidential > Single Family > Bungalow
Local Zoning CodeR2P
Legal DescriptionN 60 FT OF LOT 2 BLK 11 EC LBR COS 6TH ADD
Legal Range09W
Legal Township27N
Legal Section21
Legal SubdivisionEC LBR COS 6TH ADD
Legal Block11
Legal Lot Number2
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group2
Census Block2005
Census Tract700

Owner

Source: Eau Claire County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 SUMMER ST, EAU CLAIRE, WI 54701-4151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust · Line of Credit
ROYAL CREDIT UNION
Feb 3, 2020Warranty Deed, Transfer · Conventional with PMI
ROYAL CU
Nov 15, 2017Deed of Trust, Mortgage · Line of Credit
ROYAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleFeb 23, 2018 · Amount on Record
Deed Document Number20201186696
Prior Transfer DateNov 28, 2015
Prior Transfer Doc0001125482
Record UpdatedOct 29, 2026

August 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Recording DateAug 24, 2026
Property Address415 SUMMER ST, EAU CLAIRE, WI 54701-4151
Document Number0001283632
Instrument DateAug 18, 2026
Instrument20261283632
Record UpdatedSep 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SUMMER ST, EAU CLAIRE, WI 54701-4151

Mortgage

Document Number0001283632,
DateAug 24, 2026
Instrument20261283632
Lender
NameROYAL CREDIT UNION
Agreement
TypeLine of Credit
Term360 Months
DueAug 18, 2056
Interest
Max Rate-1%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateFeb 3, 2020
Property Address415 SUMMER ST, EAU CLAIRE, WI 54701-4151
Document Number0001186696
Instrument DateJan 31, 2020
Instrument1186696
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SUMMER ST EAU CLAIRE WI 547014151, EAU CLAIRE, WI 54701-4151

Mortgage

Document Number1186697
DateFeb 3, 2020
Instrument1186697
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address415 SUMMER ST, EAU CLAIRE, WI 54701-4151
Document Number0001154162
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 SUMMER ST EAU CLAIRE WI 547014151, EAU CLAIRE, WI 54701-4151

Mortgage

Document Number0001154162
DateNov 20, 2017
Instrument1154162
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 19, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,140.00$139,300 (-) Land $15,500 Building $123,800$182,200
2023$139,300 Land $15,500 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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