415 Summer Pl Loop, Clermont, FL 34714 Property Records

Lake County property record for 415 Summer Pl Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 2004
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$451,000 (May 2023)
Tax Bill	$5,532 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0800-000-01300`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0800-000-01300`
Alternative APN	`3819525`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	350 sqft
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3819525
Street Address	415 SUMMER PLACE LOOP
City	CLERMONT
State	FL
Zip	34714-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH GROVE UNIT 1 PB 50 PG 19-20 LOT 13 ORB 6142 PG 1929
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT 1
Legal Tract	800
Legal Lot Number	13
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

415 Summer Pl Loop is owned by an individual who bought it in May 2023.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3991 NEEDLES DR, COLORADO SPRINGS, CO 80908-1479
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 25, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Aug 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 28, 2018	Deed of Trust, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	2023057510
Deed Book / Page	6142 / 1929
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 16, 2023
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0061421929
Book / Page	6142 / 1929
Map Reference	MB 50 PG 19&20
Instrument Date	May 12, 2023
Instrument	2023057510
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,157.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 ROTHEAN DR, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3991 NEEDLES DR, COLORADO SPRINGS, CO 80908-1479

Mortgage

Document Number	0061421931
Date	May 16, 2023
Instrument	6142/1931

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2022
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0059461001
Book / Page	5946 / 1001
Map Reference	MB 50 PG 19&20
Instrument Date	Apr 22, 2022
Instrument	2022059583
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$3,367.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8452 SECRET KEY CV, KISSIMMEE, FL 34747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ROTHEAN DR, WHITBY XX

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 25, 2022
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0058830142
Book / Page	5883 / 142
Map Reference	MB 50 PG 19
Instrument Date	Dec 29, 2021
Instrument	2022011206
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 HAYLEY LN, MURPHY, NC 28906-3144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2298, CHAMPLAIN, NY 12919-2298

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2020
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0055242162
Book / Page	005524 / 002162
Instrument Date	Jul 30, 2020
Instrument	89367
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	415 SUMMER PL AUBURNDALE FL 338239273, AUBURNDALE, FL 33823-9273

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 4, 2020
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0054802223
Book / Page	005480 / 002223
Instrument Date	May 26, 2020
Instrument	60005
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SUMMER PLACE LOOP CLERMONT FL 347144800, CLERMONT, FL 34714-4800

Mortgage

Document Number	54802224
Date	Jun 4, 2020
Book Page	005480/002224
Instrument	60006

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	415 SUMMER PLACE LOOP, CLERMONT, FL 34714-4800
Document Number	0051321623
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 CAMBRIDGE CT HIGHLAND NY 125281300, HIGHLAND, NY 12528-1300

Mortgage

Document Number	0051321623
Date	Jul 2, 2018
Book Page	005132/001623
Instrument	75909

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,724 Land $92,750 Building $261,974	$354,724 Land $92,750 Building $261,974
2024	$5,532.00 (+4.63%)
2023	$5,287.00 (+17.96%)	$347,718 (+15.38%)	$347,718 (+15.38%) Land $92,750 Building $254,968
2022	$4,482.00	$301,372	$301,372 Land $75,250 Building $226,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Summer Pl Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Summer Pl Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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