415 Stack Rd, Monroe, NC 28112 Property Records

Union County property record for 415 Stack Rd, Monroe, NC 28112 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1980
Square Footage	1,862 sqft Living Area
Lot Size	58,806 sqft (1.35 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2022)
Tax Bill	$1,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-207-049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,862 sqft Living Area
1st Floor	931 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial Style
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	58,806 sqft (1.35 acres)
Deck Area	Deck Area
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	415 STACK RD
City	MONROE
State	NC
Zip	28112-8403
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P/1 & #2 LAKE MONROE SEC3 PB07 PG101
Legal Subdivision	LAKE MONROE
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	3
Census Block	3017
Census Tract	20602

Owner

Source: Union County records · APN 09-207-049

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 STACK RD, MONROE, NC 28112-8403
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Feb 09, 2018	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Apr 08, 2013 · Amount on Record
Deed Doc Number	20222555
Deed Book / Page	8378 / 621
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 20, 2022
Property Address	415 STACK RD, MONROE, NC 28112-8403
Document Number	0008378621
Book / Page	8378 / 621
Instrument Date	Jan 20, 2022
Instrument	2555
Transaction Type	Transfer
Record Updated	Feb 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2731 ROLLING HILLS DR, 2731, MONROE, NC 28110-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 STACK RD, MONROE, NC 28112-8403

Mortgage

Document Number	0000002556
Date	Jan 20, 2022
Instrument	2556

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	415 STACK RD, MONROE, NC 28112-8403
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	FIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7098478
Date	Feb 06, 2018
Book Page	7098/478
Instrument	0003035

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	415 STACK RD, MONROE, NC 28112-8403
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7101246
Date	Feb 09, 2018
Book Page	7101/246
Instrument	0003504

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (+8.38%)	$403,100 (+41.14%) Land $69,400 Building $333,700	$403,100 (+41.14%) Land $69,400 Building $333,700
2023	$1,778.00	$285,600 Land $27,100 Building $258,500	$285,600 Land $27,100 Building $258,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

415 Stack Rd, Monroe, NC 28112 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Stack Rd

Nearby Streets

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