415 Springwood Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 415 Springwood Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 7 ba · 16,328 sqft · built 2006
Lot Size1.71 acres (74,488 sqft)
OwnerCompany Name on File
Last Sale$2,883,800 (Jun 2022)
Tax Bill$54,874 (2024)
Deeds & MortgagesMar 2026 Mortgage
Dec 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-13-03-006-001.000-018

Property Details

APN / Parcel Number

Primary APN29-13-03-006-001.000-018
Alternative APNs
  • 291303006001000034
  • 1713030006001000

Interior

Bedrooms4 Beds
Full Baths7 Baths
Half Baths4 Half Baths
Plumbing Fixtures32 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area16,328 sqft Living Area
Gross Area18,610 sqft
1st Floor Area17,368 sqft
2nd Floor Area3,278 sqft
Basement Area7,045 sqft
Finished Basement6,005 sqft
Unfinished Basement1,040 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
Lot Dimensions259 ft deep x 145 ft wide
Garage TypeAttached
Garage Area1,242 sqft
Parking Spaces8 Parking Spaces
Pool Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address415 SPRINGWOOD DR
CityCARMEL
StateIN
Zip46032-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.71, SECTION 3, TOWNSHIP 17, RANGE 3, SPRINGWOOD, LOT 1, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section03
Legal SubdivisionSPRINGWOOD
Legal Lot Number1
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2004
Census Tract111009

Owner

415 Springwood Dr is owned by a company that bought it in June 2022 and is owner-occupied.

Source: Hamilton County records, as of June 9, 2026

Owner of RecordCompany Name on File
Mailing Address3625 E 96TH ST, INDIANAPOLIS, IN 46240-1566
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Commercial Mortgage
DEBT ADVISORY CONSULTANTS LLC
Dec 20, 2023Deed of Trust, Mortgage · Loan Assumption
HORIZON BANK
Jun 3, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE PEOPLES STATE BANK
Apr 21, 2023Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Jun 7, 2022Quit Claim Deed, Transfer · Line of Credit
HORIZON BANK
Mar 3, 2021Warranty Deed, Transfer · Line of Credit
HORIZON BANK
Aug 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2022 · Amount on File
Deed SaleJun 7, 2022 · Amount on File
Prior SaleMar 3, 2021 · Amount on File
Deed Document Number202228129
Transfer Doc0000028129
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935

Mortgage

Document Number0000010337
DateMar 16, 2026
Instrument2026010337
Lender
NameDEBT ADVISORY CONSULTANTS LLC
TypeNon-Lending Institution
AddressINDIANAPOLIS, IN 46260
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047700
DateDec 20, 2023
Instrument2023047700
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLoan Assumption

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027516
DateJun 3, 2022
Instrument2022027516
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014135
DateApr 21, 2023
Instrument2023014135
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 14, 2024

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateJun 7, 2022
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Document Number0000028129
Instrument DateMay 20, 2022
Instrument2022028129
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935

Mortgage

Document Number0000028130
DateJun 7, 2022
Instrument2022028130
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueMay 20, 2032

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMar 3, 2021
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Document Number0000016737
Instrument DateFeb 23, 2021
Instrument2021016737
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyLANDQUEST TITLE SERVICES LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3625 E 96TH ST, INDIANAPOLIS, IN 46240-1566

Mortgage

Document Number0000016738
DateMar 3, 2021
Instrument2021016738
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueFeb 23, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 31, 2017
Property Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935
Document Number2017043131
Instrument DateAug 28, 2017
Instrument2017043131
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SPRINGWOOD DR, CARMEL, IN 46032-7935

Mortgage

Document Number2017043132
DateAug 31, 2017
Instrument2017043132
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,131,600 (+14%) Land $642,000 Building $2,489,600$3,131,600 (+14%) Land $642,000 Building $2,489,600
2024$54,874.00 (-1.8%)$2,746,900 (-0.89%) Land $642,000 Building $2,104,900$2,746,900 (-0.89%) Land $642,000 Building $2,104,900
2023$55,877.00 (+5.76%)$2,771,700 (+8.2%) Land $642,000 Building $2,129,700$2,771,700 (+8.2%) Land $642,000 Building $2,129,700
2022$52,835.00$2,561,600 Land $423,700 Building $2,137,900$2,561,600 Land $423,700 Building $2,137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Springwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Springwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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