415 Spring Lake Ter, Covington, GA 30016 Property Records

Newton County property record for 415 Spring Lake Ter, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,469 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2019)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0013F-00000-010-000`

Property Details

APN / Parcel Number

Primary APN	`0013F-00000-010-000`
Alternative APNs	`0013F 010` `6686`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,469 sqft Heated Area
1st Floor Area	1,469 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6686
Street Address	415 SPRING LAKE TER
City	COVINGTON
State	GA
Zip	30016-1378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT321 THE VILLAGES AT ELL
Legal Subdivision	THE VILLAGES AT ELLINGTON
Legal Lot Number	321
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3017
Census Tract	100903

Owner

415 Spring Lake Ter is owned and occupied by an individual who bought it in July 2019.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	415 SPRING LAKE TER, COVINGTON, GA 30016-1378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	20193066
Deed Book / Page	3874 / 167
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2019
Property Address	415 SPRING LAKE TER, COVINGTON, GA 30016-1378
Document Number	0038740167
Book / Page	003874 / 000167
Instrument Date	Jul 26, 2019
Instrument	9795
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SPRING LAKE TER COVINGTON GA 300161378, COVINGTON, GA 30016-1378

Mortgage

Document Number	38740168
Date	Jul 31, 2019
Book Page	003874/000168
Instrument	9796

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Mortgage

Document Number	38740189,
Date	Jul 31, 2019
Book Page	003874/000189
Instrument	9797

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP/A
Address	JAMAICA PLAIN, MA 02130

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 Spring Lake Ter was $2,722.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00	$107,080 Land $16,000 Building $91,080	$267,700 Land $40,000 Building $227,700
2023		$103,720 Land $7,200 Building $96,520	$259,300 Land $18,000 Building $241,300
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Spring Lake Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Spring Lake Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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