Norfolk County and Needham Town property record for 415 South St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,054 sqft · built 1923 |
| Lot Size | 1.73 acres (75,533 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,778,000 (Sep 2013) |
| Tax Bill | $27,566 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2020000500000 |
| Primary APN | M:2020000500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| Gross Area | 5,932 sqft |
| 1st Floor Area | 3,054 sqft |
| Basement Area | 2,409 sqft |
| Unfinished Basement | 467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 75,533 sqft (1.73 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 415 SOUTH ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STETSON VILLAGE 03 |
| Legal Block | 5 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records · APN M:2020000500000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 415 SOUTH ST, NEEDHAM, MA 02492-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jan 02, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2013 · Amount on Record |
| Deed Sale | Sep 30, 2013 · Amount on Record |
| Prior Sale | Dec 01, 2004 · Amount on Record |
| Last Transfer Date | Mar 10, 2025 |
| Transfer Doc | 0001549403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 415 SOUTH ST, NEEDHAM, MA 02492-2761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001442815 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 1442815 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 415 SOUTH ST, NEEDHAM, MA 02492-2761 |
| Document Number | 0001414974 |
| Instrument Date | Jan 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 SOUTH ST NEEDHAM MA 024922761, NEEDHAM, MA 02492-2761 |
| Document Number | 0001414974 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 1414974 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 06, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,566.00 (+1.69%) | $2,600,600 (+25.1%) Land $958,700 Building $1,641,900 | $2,997,250 (-4.12%) |
| 2024 | $3,125,880 | ||
| 2023 | $27,108.00 | $2,078,800 Land $744,100 Building $1,334,700 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 212 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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