Florence County property record for 415 Somerset Pl, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1977 |
| Lot Size | 0.24 acres (10,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (Oct 2019) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00982-01-040 |
| Primary APN | 00982-01-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,441 sqft (0.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 415 SOMERSET PL |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOXCROFT LT 40 |
| Legal Subdivision | FOXCROFT SUBDIVISION |
| Legal Lot Number | 40 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Florence County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 TIMBERLAKE DR, FLORENCE, SC 29501-9301 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINA BK |
| Oct 11, 2019 | Grant Deed, Construction Loan · Construction Mortgage FOUNDATION CAP |
| Jun 24, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2019 · Amount on Record |
| Deed Book / Page | 820 / 1326 |
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | DMA11721395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 415 SOMERSET PL, FLORENCE, SC 29501-7533 |
| Document Number | 0000014932 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 280 TIMBERLAKE DR FLORENCE SC 295019301, FLORENCE, SC 29501-9301 |
| Document Number | 0000014932 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 000882/001859 |
| Instrument | 14932 |
| Name | CAROLINA BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 27, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 11, 2019 |
| Property Address | 415 SOMERSET PL, FLORENCE, SC 29501-7533 |
| Document Number | 0000015111 |
| Book / Page | 000820 / 001326 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 15111 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $421.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 SOMERSET PL FLORENCE SC 295017533, FLORENCE, SC 29501-7533 |
| Document Number | 15112 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 000820/001331 |
| Instrument | 15112 |
| Name | FOUNDATION CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | FLORENCE, SC 29502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 10, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 24, 2019 |
| Property Address | 415 SOMERSET PL, FLORENCE, SC 29501-7533 |
| Document Number | 0000008595 |
| Book / Page | 000803 / 000402 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 8595 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
| Investor | Possibly a Property Investor |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 (-3.65%) | $6,198 (-99.86%) Land $1,000 Building $5,198 | $154,954 (-98.63%) Land $25,000 Building $129,954 |
| 2023 | $2,880.00 (+25.44%) Additional exemption filed | $4,511,242 (+99,905.36%) Land $1,000,000 Building $3,511,242 | $11,278,106 (+9,900.01%) Land $2,500,000 Building $8,778,106 |
| 2022 | $2,296.00 Additional exemption filed | $4,511 Land $1,000 Building $3,511 | $112,781 Land $25,000 Building $87,781 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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