415 Smith Rd, Lavonia, GA 30553 Property Records

Franklin County property record for 415 Smith Rd, Lavonia, GA 30553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2022)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-115`

Property Details

APN / Parcel Number

Primary APN	`062-115`
Alternative APN	`10178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,389 sqft Heated Area
1st Floor Area	1,389 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Porch	Open Porch
Porch Area	141 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10178
Old Parcel Number	062 115
Street Address	415 SMITH RD
City	LAVONIA
State	GA
Zip	30553-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RURAL
Legal Description	2 ACRES SMITH RD
Legal Subdivision	SMITH
Jurisdiction	FRANKLIN GA
Township / Civil Division	LAVONIA
Census Block Group	1
Census Block	1016
Census Tract	890104

Owner

415 Smith Rd is owned and occupied by an individual who bought it in September 2022.

Source: Franklin County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	415 SMITH RD, LAVONIA, GA 30553-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Sep 26, 2022	Warranty Deed, Transfer
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH GEORGIA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Deed Document Number	0000154565
Deed Book / Page	1545 / 65
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	415 SMITH RD, LAVONIA, GA 30553-2926
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SMITH RD, LAVONIA, GA 30553-2926

Mortgage

Document Number	0000001545/0000000068
Date	Sep 29, 2022
Book Page	0000001545/0000000068

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Sep 26, 2022
Property Address	415 SMITH RD, LAVONIA, GA 30553-2926
Document Number	0001545/65
Book / Page	1545 / 65
Instrument Date	Sep 26, 2022
Instrument	2022-001421
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILMER SHIRLEY DR, MARTIN, GA 30557-2644

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Sep 26, 2022
Property Address	415 SMITH RD, LAVONIA, GA 30553-2926
Document Number	0001545/65
Book / Page	1545 / 65
Instrument Date	Sep 26, 2022
Instrument	2022-001421
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILMER SHIRLEY DR, MARTIN, GA 30557-2644

Mortgage

Document Number	0000154568
Date	Sep 26, 2022
Instrument	1545/68

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 415 Smith Rd was $1,623 with a homeowner's exemption.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 Homeowner's exemption	$72,259 Land $16,000 Building $56,259	$180,648 Land $40,000 Building $140,648
2023	$1,320.00 (+11.49%)	$51,192 (+11.51%) Land $4,881 Building $46,311	$127,980 (+11.51%) Land $12,202 Building $115,778
2022	$1,184.00	$45,908 Land $3,804 Building $42,104	$114,769 Land $9,510 Building $105,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Smith Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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