415 Silver Falls St, Joliet, IL 60431 Property Records

Will County property record for 415 Silver Falls St, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,120 (May 2021)
Tax Bill	$9,615 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-403-123`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-403-123`

Exterior

Lot Area	9,228 sqft (0.21 acres)

Location & Zoning

Street Address	415 SILVER FALLS ST
City	JOLIET
State	IL
Zip	60431-8395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 IN SILVER LEAF SUB UNIT 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 14, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SILVER LEAF SUB
Legal Lot Number	204
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1007
Census Tract	883211

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA
Sep 22, 2020	Deed of Trust, Mortgage · Unknown WILMINGTON TRUST NA
May 28, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2020	Warranty Deed, Transfer AMERICAN NATIONAL TITLE INSURANCE CORPORATION, AMERICAN NAT'L TITLE INS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	202159962
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395

Mortgage

Document Number	0000050961
Date	Sep 28, 2023
Instrument	R2023050961

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080411
Date	Sep 22, 2020
Instrument	R2020080411

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	WILMINGTON, DE 19890

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	22 Months
Due	Jul 15, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080412
Date	Sep 22, 2020
Instrument	R2020080412

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Unknown
Amount	Amount Recorded

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 28, 2021
Property Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Document Number	0000059962
Instrument Date	May 18, 2021
Instrument	R2021059962
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395

Mortgage

Document Number	0000059963
Date	May 28, 2021
Instrument	R2021059963

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 2, 2020
Property Address	415 SILVER FALLS ST, JOLIET, IL 60431-8395
Document Number	0000073925
Instrument Date	Aug 7, 2020
Instrument	73925
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	AMERICAN NATIONAL TITLE INSURANCE CORPORATION, AMERICAN NAT'L TITLE INS CORP

Transaction

Amount	Amount Recorded
Tax	$1,236.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,615.00 (+17.01%)	$122,845 (+8.35%) Land $19,067 Building $103,778	$368,535 (+8.35%) Land $57,201 Building $311,334
2024		$113,378 (+19.94%) Land $17,598 Building $95,780	$340,134 (+19.94%) Land $52,794 Building $287,340
2022	$8,217.00 Homeowner's exemption	$94,532 Land $14,961 Building $79,571	$283,596 Land $44,883 Building $238,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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