Westmoreland County property record for 415 Shore Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,868 sqft · built 2016 |
| Lot Size | 0.226 acres (9,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Oct 2013) |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6B-1-F-11 |
| Primary APN | 6B-1-F-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,868 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,881 sqft (0.226 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17894 |
|---|---|
| Street Address | 415 SHORE DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | WESTMORELAND SHORES N 1/2 OF LOT 11 BK FSEC 1 DB 966 PG 590 |
| Legal Subdivision | WESTMORELAND SHORE |
| Legal Block | F |
| Legal Lot Number | 11 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10401 |
415 Shore Dr is owned and occupied by an individual who acquired it in April 2023.
Source: Westmoreland County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 12, 2023 | Transfer on Death Deed, Transfer |
| Sep 13, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE LLC |
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2013 · Amount on File |
| Deed Sale | Oct 30, 2013 · Amount on File |
| Deed Book / Page | 852 / 1385 |
| Last Transfer Date | Apr 12, 2023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Document Number | 00998/1160 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 998/1160 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Apr 12, 2023 |
| Property Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Document Number | 0009660590 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 09660590 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MBH SETTLEMENT GROUP LC |
| Name | Verified Name |
|---|
| Document Number | 899606 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 899606 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09390343 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 09390343 |
| Name | INTERCOASTAL MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 415 SHORE DR, COLONIAL BEACH, VA 22443-4349 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 09220428 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 09220428 |
| Name | TOWER FCU |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 25, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 415 Shore Dr was $2,442.
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 | $359,200 Land $26,800 Building $332,400 | $359,200 Land $26,800 Building $332,400 |
| 2023 | $2,227.00 | $359,200 Land $26,800 Building $332,400 | $359,200 Land $26,800 Building $332,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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