415 Shear Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 415 Shear Rd, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,140 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2020)
Tax Bill	$19,752 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514889 8.4-6-1.212`

Property Details

APN / Parcel Number

Primary APN	`514889 8.4-6-1.212`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,140 sqft Living Area
1st Floor Area	1,620 sqft
2nd Floor Area	1,520 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Porch	Slab
Porch Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	415 SHEAR RD
City	SAUGERTIES
State	NY
Zip	12477-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	1.212
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	2
Census Block	2017
Census Tract	950100

Owner

415 Shear Rd is owned by two individuals who bought it in September 2020.

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 GREEN ST, B407, BROOKLYN, NY 11222-1585
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · ARM ULSTER SAVINGS BANK
Sep 4, 2018	Deed of Trust, Mortgage · ARM ULSTER SAVINGS BANK
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 15, 2020	Grant Deed, Transfer GLASCO ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Document Number	202012843
Deed Book / Page	6670 / 110
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	415 SHEAR RD, SAUGERTIES, NY 12477-4163
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012267
Date	Sep 4, 2018
Book Page	0000011639/0000000280
Instrument	000000012267

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Sep 1, 2023
Index	Other

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	415 SHEAR RD, SAUGERTIES, NY 12477-4163
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012266
Date	Sep 4, 2018
Book Page	0000011639/0000000261
Instrument	000000012266

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2023
Index	Other

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	415 SHEAR RD, SAUGERTIES, NY 12477-4163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016928
Date	Nov 16, 2020
Book Page	12222/302
Instrument	2020-16928

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 15, 2020
Property Address	415 SHEAR RD, SAUGERTIES, NY 12477-4163
Document Number	0000012843
Book / Page	006670 / 000110
Instrument Date	Aug 28, 2020
Instrument	12843
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	GLASCO ABSTRACT

Transaction

Amount	Amount on Record
Tax	$2,020.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 GREEN ST #B407 BROOKLYN NY 112221585, B407, BROOKLYN, NY 11222-1585

Tax Assessment & Valuation

The 2025 property tax bill for 415 Shear Rd was $19,752.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,752.00	$988,500 Land $75,000 Building $913,500	$988,500 Land $75,000 Building $913,500
2023		$841,000 (+21.01%) Land $72,500 Building $768,500	$841,000 (+21.01%) Land $72,500 Building $768,500
2022		$695,000 Land $72,500 Building $622,500	$695,000 Land $72,500 Building $622,500
2021	$6,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Shear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Shear Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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