415 SE 8th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 415 SE 8th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,287 sqft · built 1972
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Oct 2013)
Tax Bill	$603 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0270-00020-0230`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0270-00020-0230`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Heated Area
Gross Area	2,864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Mixed
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	415 SE 8TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED PLAT OF WILCOX SHORES (PLAT BOOK 3 PAGE 5) LOT 23 BLOCK 2
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	WILCOX SHORES
Legal Block	2
Legal Lot Number	23
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1026
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2013 · Amount on Record
Deed Sale	Oct 1, 2013 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	2013009972
Deed Book / Page	0737 / 0187
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519

Mortgage

Document Number	0000000754
Date	Jan 22, 2024
Instrument	2024000754

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	815 COLORADO AVE, STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519

Mortgage

Document Number	2021009433
Date	Jul 27, 2021
Instrument	2021009433

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	415 SE 8TH AVE, OKEECHOBEE, FL 34974-4519
Document Number	0008050908
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 SE 8TH AVE OKEECHOBEE FL 349744519, OKEECHOBEE, FL 34974-4519

Mortgage

Document Number	0008050908
Date	Apr 6, 2018
Book Page	000805/000908
Instrument	4734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (-46.87%) Homeowner's exemption	$70,668 (+5.99%)	$176,774 (+0.65%) Land $22,275 Building $154,499
2023	$1,135.00 (+4.9%) Homeowner's exemption	$66,676 (+3%)	$175,641 (+21.98%) Land $16,335 Building $159,306
2022	$1,082.00 Homeowner's exemption	$64,734	$143,991 Land $12,622 Building $131,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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