415 Scipio Ct, Hope Mills, NC 28348 Property Records

Cumberland County property record for 415 Scipio Ct, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 2011
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2011)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0425-41-5736`

Property Details

APN / Parcel Number

Primary APN	`0425-41-5736`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,486 sqft Heated Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	91.1 ft deep x 130 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	415 SCIPIO CT
City	HOPE MILLS
State	NC
Zip	28348-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	CROSSWINDS LO:90 SE:04 PL:0126-0098 UN:01
Legal Subdivision	CROSSWINDS - SEC 4
Legal Phase	1
Legal Block	41
Legal Lot Number	90
Jurisdiction	CUMBERLAND NC
Township / Civil Division	PEARCES MILL
Census Block Group	2
Census Block	2005
Census Tract	1604

Owner

415 Scipio Ct is owned and occupied by an individual who bought it in June 2011.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	415 SCIPIO CT, HOPE MILLS, NC 28348-2943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2011 · Amount on File
Deed Sale	Jun 3, 2011 · Amount on File
Deed Book / Page	8656 / 552
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	May 12, 2026
Property Address	415 SCIPIO CT, HOPE MILLS, NC 28348-2943
Document Number	0000015394
Book / Page	12522 / 479
Instrument Date	May 5, 2026
Instrument	202615394
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SCIPIO CT, HOPE MILLS, NC 28348-2943

Mortgage

Document Number	0000015394,
Date	May 12, 2026
Book Page	12522/479
Instrument	202615394

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	415 SCIPIO CT, HOPE MILLS, NC 28348-2943
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114910718
Date	Jun 7, 2022
Book Page	11491/718
Instrument	23294

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 415 Scipio Ct was $1,577.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00
2025	$1,577.00 (+32.74%)	$211,369 (+48.01%) Land $50,000 Building $161,369	$211,369 (+48.01%) Land $50,000 Building $161,369
2024	$1,188.00 (+3.21%)	$142,807 (-) Land $33,000 Building $109,807	$142,807 (-) Land $33,000 Building $109,807
2023	$1,151.00 (-23.37%)	$142,807 Land $33,000 Building $109,807	$142,807 Land $33,000 Building $109,807
2022	$1,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Scipio Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Scipio Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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