Dare County property record for 415 Saint Louis St, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,275 sqft · built 2001 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,875 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 987516831988 |
| Primary APN | 987516831988 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,275 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987516831988 |
|---|---|
| Street Address | 415 SAINT LOUIS ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-6862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 97 BLK: SEC: PL: 9 SL: 44 |
| Legal Subdivision | ORVILLE BEACH WEST |
| Legal Lot Number | 97 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970200 |
415 Saint Louis St is owned and occupied by an individual.
Source: Dare County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 SAINT LOUIS ST, KILL DEVIL HILLS, NC 27948-6862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust · Line of Credit TRUST BANK |
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 6, 2026 |
| Property Address | 415 SAINT LOUIS ST, KILL DEVIL HILLS, NC 27948-6862 |
| Document Number | 0700159453 |
| Book / Page | 2848 / 800 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.700159453 |
| Record Updated | May 14, 2026 |
| Title Company | DATA SEARCH (RECORDING SERVI |
| Name | Verified Name |
|---|---|
| Address | 415 SAINT LOUIS ST, KILL DEVIL HILLS, NC 27948-6862 |
| Document Number | 0700159453, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2848/800 |
| Instrument | 2026.700159453 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 6, 2026 |
| Property Address | 415 SAINT LOUIS ST, KILL DEVIL HILLS, NC 27948-6862 |
| Document Number | 002848/800 |
| Book / Page | 2848 / 800 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026700159453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 415 SAINT LOUIS ST, KILL DEVIL HILLS, NC 27948-6862 |
| Document Number | 0700159453, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2848/800 |
| Instrument | 2026700159453 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 415 Saint Louis St was $3,875, up 100.1% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,875.00 (+100.05%) | $713,500 (-) Land $255,500 Building $458,000 | $713,500 Land $255,500 Building $458,000 |
| 2025 | $1,937.00 | $713,500 Land $255,500 Building $458,000 | |
| 2023 | $1,647.00 | $436,200 Land $104,000 Building $332,200 | |
| 2020 | $713,500 Land $255,500 Building $458,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Saint Louis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 255 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 255 in force |
| Nearby Flood Claims | 222 (1985–2022) |
| Claims Outside the SFHA | 40 of 222 |
| Most Recent Claim | Apr 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 Saint Louis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015 |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed.
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