415 Sahkanaga Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 415 Sahkanaga Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,821 sqft · built 2005
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2025)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453100537249000`

Property Details

APN / Parcel Number

Primary APN	`453100537249000`
Alternative APN	`55836`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,821 sqft Heated Area
Gross Area	4,761 sqft
Basement Area	1,234 sqft
Finished Basement	1,234 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)
Lot Dimensions	212 ft deep x 791 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	1,046 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55836
Street Address	415 SAHKANAGA DR
City	MURPHY
State	NC
Zip	28906-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SEC 4 INDIAN ROCK SPRS 1647/729
Legal Lot Number	20
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1019
Census Tract	930606

Owner

415 Sahkanaga Dr is owned by an individual who bought it in November 2025.

Source: Cherokee County records, as of December 4, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	29583 ZUPETTA LANE, ALPHARETTA, GA 30004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Jun 23, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Oct 13, 2021 · Amount on File
Deed Document Number	5717
Deed Book / Page	1790 / 940
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 21, 2025
Property Address	415 SAHKANAGA DR, MURPHY, NC 28906-4362
Document Number	001790/940
Book / Page	1790 / 940
Instrument Date	Nov 17, 2025
Instrument	5717
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4025 FELTON CIR, MILTON, GA 30004-3794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29583 ZUPETTA LANE, ALPHARETTA, GA 30004

Mortgage

Document Number	0001790943
Date	Nov 21, 2025
Instrument	1790/943

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 13, 2021
Property Address	415 SAHKANAGA DR, MURPHY, NC 28906-4362
Document Number	1693/851
Book / Page	1693 / 851
Instrument Date	Oct 11, 2021
Instrument	6877
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 SAHKANAGA DR, 415, MURPHY, NC 28906-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 FELTON CIR, MILTON, GA 30004-3794

Mortgage

Document Number	1693853
Date	Oct 13, 2021
Instrument	1693/853

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 23, 2020
Property Address	415 SAHKANAGA DR, MURPHY, NC 28906-4362
Document Number	1647/729
Book / Page	1647 / 729
Instrument Date	Jun 22, 2020
Instrument	3145
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 HOMBRE CIR, 103, PANAMA CITY BEACH, FL 32407-2471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SAHNANAGA DRIVE, MURPHY, NC 28906-4362

Mortgage

Document Number	1647731
Date	Jun 23, 2020
Instrument	1647/731

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 Sahkanaga Dr was $2,503.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00	$345,550	$345,550 Land $25,000 Building $320,550
2023		$345,550	$345,550 Land $25,000 Building $320,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Sahkanaga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Sahkanaga Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE only, no 5G reported

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