Livingston County property record for 415 S Union St, Dwight, IL 60420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1947 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,360 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-09-278-009 |
| Primary APN | 05-05-09-278-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 75 ft deep x 150 ft wide |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Gas |
|---|
| Street Address | 415 S UNION ST |
|---|---|
| City | DWIGHT |
| State | IL |
| Zip | 60420-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05 09 278 009 LOT 150 X 75 S75' OF LOTS 12, 13 & 14 BLK 12 MARY RUTZER'S ADD |
| Legal Subdivision | MARY RUTZER'S ADD |
| Legal Block | 12 |
| Legal Lot Number | 12-14 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | DWIGHT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960100 |
Source: Livingston County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 S UNION ST, DWIGHT, IL 60420-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Nov 6, 2023 |
| Property Address | 415 S UNION ST, DWIGHT, IL 60420-1503 |
| Document Number | 2023R04009 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023R-04009 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 E MAZON AVE, DWIGHT, IL 60420-1104 |
| Name | Verified Name |
|---|---|
| Address | 415 S UNION ST, DWIGHT, IL 60420-1503 |
| Document Number | 2023R04010 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023R-04010 |
| Name | LOANDEPOT COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Dwight Township |
| Municipality | Dwight Village |
| Elementary School District | Dwight Common School District 232 (PK - 08) |
| Secondary School District | Dwight Township High School District 230 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,360.00 (+63.42%) | $43,225 (+29.09%) Land $9,520 Building $33,705 | $129,675 (+29.09%) Land $28,560 Building $101,115 |
| 2022 | $2,056.00 Homeowner's exemption Senior Citizen's exemption | $33,485 Land $7,984 Building $25,501 | $100,455 Land $23,952 Building $76,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 12 (1979–2020) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DWIGHT serves 4,400 people · EPA ID IL1050250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | Arsenic resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Watch TV.
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