Oconee County property record for 415 S Oak St, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,101 sqft · built 1934 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-39-04-010 |
| Primary APN | 520-39-04-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Heating System | Central |
|---|
| Account Number | 57909 |
|---|---|
| Street Address | 415 S OAK ST |
| City | SENECA |
| State | SC |
| Zip | 29678-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 415 OAK ST (.14AC) |
| Legal Block | 4 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 30701 |
415 S Oak St is owned and occupied by two individuals who acquired it in June 2026.
Source: Oconee County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 S OAK ST, SENECA, SC 29678-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 |
| Deed Sale | Jun 17, 2026 |
| Prior Sale | Jun 11, 2010 · Amount on File |
| Deed Document Number | 202616297 |
| Deed Book / Page | 4884 / 63 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0000016297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 17, 2026 |
| Property Address | 415 S OAK ST, SENECA, SC 29678-3823 |
| Document Number | 0000016297 |
| Book / Page | 4884 / 63 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202616297 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S OAK ST, SENECA, SC 29678-3823 |
| Document Number | 4884000069, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 4884/69 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 415 S Oak St was $461.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 | $2,686 Land $288 Building $2,398 | $67,136 Land $7,190 Building $59,946 |
| 2023 | $2,686 Land $288 Building $2,398 | $67,136 Land $7,190 Building $59,946 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 415 S Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 415 S Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: West Carolina Rural Telephone Cooperative.
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