415 S Oak St, O Fallon, IL 62269 Property Records

St. Clair County property record for 415 S Oak St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 698 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Last Sale$221,000 (Mar 2022)
Tax Bill$4,751 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
APN04-30-0-413-019

Property Details

APN / Parcel Number

Primary APN04-30-0-413-019

Interior

Full Baths3 Baths
Stories2 Stories
Building Area698 sqft Living Area
Basement Area698 sqft
Unfinished Basement698 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeMixed
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area480 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address415 S OAK ST
CityO FALLON
StateIL
Zip62269-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEPPES ADD TO O FALLON -BLK/RG-C SE PT A02739891
Legal SubdivisionDEPPES ADD TO O FALLON
Legal Block413
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3002
Census Tract504354

Owner

415 S Oak St is owned by a company that bought it in March 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordCompany Name on File
Mailing Address1368 LANTERN LIGHTS CIR, LEBANON, IL 62254-1841
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on File
Deed SaleMar 18, 2022 · Amount on File
Prior SaleOct 24, 2008 · Amount on File
Deed Document Number20222739891
Prior Transfer DateDec 24, 2013
Prior Transfer Doc0002398785
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMar 18, 2022
Property Address415 S OAK ST, O FALLON, IL 62269-2025
Document Number0A02739891
Map ReferenceMB A PG 231
Instrument DateMar 8, 2022
InstrumentA02739891
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11423 FIREBALL ST, 11423, EAGLE RIVER, AK 99577-7868

Transferred To (Grantee/Buyer)

NameVerified Name
Address1368 LANTERN LIGHTS CIR, LEBANON, IL 62254-1841

Mortgage

Document Number0A02739892
DateMar 18, 2022
InstrumentA02739892
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 415 S Oak St was $4,751.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,751.00$65,920 Land $4,954 Building $60,966$197,760 Land $14,862 Building $182,898
2022$49,070 Land $3,688 Building $45,382$147,210 Land $11,064 Building $136,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 415 S Oak St; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims4 (1979–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

Nearby Properties on S Oak St

Nearby Streets

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