Clay County property record for 415 S Mickelson Ave, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,688 sqft · built 2000 |
| Lot Size | 0.338 acres (14,740 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,252 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15260-01200-030-00 |
| Primary APN | 15260-01200-030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,740 sqft (0.338 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 S MICKELSON AVE |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 12 EASTGATE MANOR 3RD |
| Legal Subdivision | EASTGATE MANOR #3 ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 965700 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 S MICKELSON AVE, VERMILLION, SD 57069-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2007 |
| Deed Sale | Dec 5, 2007 |
| Deed Book / Page | 75 / 353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 415 S MICKELSON AVE, VERMILLION, SD 57069-3474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0MT149/210 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | MT149/210 |
| Instrument | A20251266 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 1400 18TH ST, SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 30, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 415 S MICKELSON AVE, VERMILLION, SD 57069-3474 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 415 S MICKELSON AVE, VERMILLION, SD 57069-3474 |
| Document Number | MT145/585 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | MT145/585 |
| Instrument | 146517 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 415 S MICKELSON AVE, VERMILLION, SD 57069-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLAY COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | MT144/44 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | MT144/44 |
| Instrument | 144113 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,252.00 (+11.44%) | $346,913 (+29.69%) Land $29,333 Building $317,580 |
| 2023 | $5,610.00 (+9.66%) | $267,488 Land $25,500 Building $241,988 |
| 2022 | $5,116.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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