St. Charles County property record for 415 S Main St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 1,586 sqft · built 1890 |
| Lot Size | 0.078 acres (3,404 sqft) |
| Owner | Company Name on Record |
| Last Sale | $200,000 (Feb 2022) |
| Tax Bill | $4,067 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003755 |
| Primary APN | A870003755 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,586 sqft Gross Area |
| 1st Floor Area | 1,486 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,404 sqft (0.078 acres) |
| Lot Dimensions | 148 ft deep x 23 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | Deck Area |
| Patio Area | 314 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | A870003755 |
|---|---|
| Street Address | 415 S MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3436 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT CITY BLK 28 S 23PAR 8 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 28 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310502 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 217 MEADOWBROOK HTS DR, WENTZVILLE, MO 63385-4377 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Jan 15, 2003 · Amount on Record |
| Deed Document Number | 202211422 |
| Prior Transfer Date | Dec 31, 2002 |
| Prior Transfer Doc | 0000008038 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,447 (-) | $227,853 (-) Land $37,444 Building $190,409 | |
| 2025 | $4,067.00 (+2.19%) | $59,447 (+4.46%) | $227,853 (+4.76%) Land $37,444 Building $190,409 |
| 2024 | $3,980.00 | ||
| 2023 | $56,908 | ||
| 2022 | $217,509 Land $37,444 Building $180,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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