415 S Main St, Chatham, VA 24531 Property Records

Pittsylvania County property record for 415 S Main St, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1952
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2019)
Tax Bill	$999 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2425-08-6626`

Property Details

APN / Parcel Number

Primary APN	`2425-08-6626`
Alternative APN	`235152`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Basement Area	1,225 sqft
Unfinished Basement	1,225 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	235152
Street Address	415 S MAIN ST
City	CHATHAM
State	VA
Zip	24531-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TZ
Legal Description	S MAIN ST PT LOTS 3 4 & 5
Legal Lot Number	3
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CHATHAM-BLAIRS
Census Block Group	2
Census Block	2027
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chatham Historic District listed 2001 · 191 contributing resources · NRIS 01000698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 S MAIN ST, CHATHAM, VA 24531-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY
Oct 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	20192198
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	May 21, 2019
Property Address	415 S MAIN ST, CHATHAM, VA 24531-3401
Document Number	190002198
Instrument Date	May 20, 2019
Instrument	190002198
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ALL VA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S MAIN ST, CHATHAM, VA 24531-3401

Mortgage

Document Number	190002199
Date	May 21, 2019
Instrument	190002199

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Oct 3, 2017
Property Address	415 S MAIN ST, CHATHAM, VA 24531-3401
Document Number	170005419
Instrument Date	Sep 29, 2017
Instrument	170005419
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S MAIN ST, CHATHAM, VA 24531-3401

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Municipality	Chatham Town
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$999.00 (+0.1%)	$161,100 (+47.8%) Land $15,000 Building $146,100	$161,100 (+47.8%) Land $15,000 Building $146,100
2025	$998.00
2022		$109,000 Land $15,000 Building $94,000	$109,000 Land $15,000 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHATHAM serves 2,500 people · EPA ID VA5143114
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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