415 S Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 415 S Main St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,520 sqft · built 1940
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,987 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00082 B:00015 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00082 B:00015 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	3,130 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,501 sqft (0.379 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	415 S MAIN ST
City	ANDOVER
State	MA
Zip	01810-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Block	15
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2014
Census Tract	254301

Owner

415 S Main St is owned and occupied by two individuals who acquired it in October 2021.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 S MAIN ST, ANDOVER, MA 01810-6105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Nov 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018
Deed Sale	Nov 13, 2018
Deed Book / Page	15677 / 189
Last Transfer Date	Oct 25, 2021
Transfer Doc	0017316-92
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 19, 2022
Property Address	415 S MAIN ST, ANDOVER, MA 01810-6105
Document Number	017316-116
Book / Page	17316 / 116
Instrument Date	Oct 25, 2021
Instrument	1597
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S MAIN ST, ANDOVER, MA 01810-6105

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 19, 2022
Property Address	415 S MAIN ST, ANDOVER, MA 01810-6105
Document Number	0017316-92
Book / Page	17316 / 92
Instrument Date	Oct 25, 2021
Instrument	1594
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 S MAIN ST, ANDOVER, MA 01810-6105

Mortgage

Document Number	0017316-97
Date	Jan 19, 2022
Book Page	17316/97
Instrument	1596

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Nov 13, 2018
Property Address	415 S MAIN ST, ANDOVER, MA 01810-6105
Document Number	15677-189
Book / Page	015677 / 000189
Instrument Date	Sep 24, 2018
Instrument	27578
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	415 S MAIN ST ANDOVER MA 018106105, ANDOVER, MA 01810-6105

Tax Assessment & Valuation

The 2025 property tax bill for 415 S Main St was $7,987, up 0.2% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,987.00 (+0.15%)	$639,500 (+3.28%) Land $372,100 Building $267,400	$737,200
2024	$7,975.00 (+2.98%)	$619,200 (+9.23%) Land $367,900 Building $251,300
2023	$7,744.00	$566,900 Land $340,600 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Main St

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