Wells County property record for 415 S Johnson St, Bluffton, IN 46714
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1980 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Jan 2018) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-539-194.000-004 |
| Primary APN | 90-08-04-539-194.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 764 sqft |
| Unfinished Basement | 764 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 3,006 sqft (0.069 acres) |
| Lot Dimensions | 60 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001542786 |
|---|---|
| Street Address | 415 S JOHNSON ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-2516 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 197 -26-12 ORIG S 50'' OF W 56'' |
| Legal Subdivision | CITY BLUFFTON |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 40600 |
415 S Johnson St, a duplex, is owned and occupied by an individual who bought it in January 2018.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 S JOHNSON ST, BLUFFTON, IN 46714-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU |
| Jan 16, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on File |
| Deed Sale | Jan 16, 2018 · Amount on File |
| Prior Sale | Jan 25, 2011 |
| Deed Document Number | 2018202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 415 S JOHNSON ST, BLUFFTON, IN 46714-2516 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231021 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 20231021 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 25, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jan 16, 2018 |
| Property Address | 415 S JOHNSON ST, BLUFFTON, IN 46714-2516 |
| Document Number | 0020180202 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 20180202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 S JOHNSON ST, BLUFFTON, IN 46714-2516 |
| Investor | Possibly a Property Investor |
| Document Number | 0020180203 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 20180203 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 415 S Johnson St was $802 with a homeowner's exemption, down 0.6% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 (-0.62%) Homeowner's exemption | $125,200 Land $12,800 Building $112,400 | $125,200 Land $12,800 Building $112,400 |
| 2024 | $807.00 | ||
| 2023 | $111,800 (+8.65%) Land $12,800 Building $99,000 | $111,800 (+8.65%) Land $12,800 Building $99,000 | |
| 2022 | $515.00 | $102,900 Land $7,600 Building $95,300 | $102,900 Land $7,600 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 S Johnson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 S Johnson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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