415 S Headden Dr, Ridgely, TN 38080 Property Records

Lake County property record for 415 S Headden Dr, Ridgely, TN 38080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,110 sqft · built 1930
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Nov 2021)
Tax Bill	$511 (2025)
Deeds & Mortgages	May 2022 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048057K K 00801`

Property Details

APN / Parcel Number

Primary APN	`048057K K 00801`
Alternative APN	`057K K 00801`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Slab
Porch Area	135 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 S HEADDEN DR
City	RIDGELY
State	TN
Zip	38080-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R30
Legal Subdivision	MCCUTCHEN ADDITION
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3017
Census Tract	960200

Owner

Source: Lake County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Quit Claim Deed, Transfer DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC
Nov 15, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Mar 31, 2021	Executor's Deed, Transfer DYER LAND TITLE COMPANY
Mar 31, 2021	Executor's Deed, Transfer DYER LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202118200
Deed Book / Page	61 / 96
Last Transfer Date	May 25, 2022
Transfer Doc	000062/823
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE TN
Recording Date	May 26, 2022
Property Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633
Document Number	000062/823
Book / Page	62 / 823
Map Reference	MB 1 PG 75
Instrument Date	May 25, 2022
Instrument	18694
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LAKE TN
Recording Date	Nov 15, 2021
Property Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633
Document Number	61/96
Book / Page	61 / 96
Map Reference	MB M PG 500
Instrument Date	Oct 11, 2021
Instrument	18200
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Nov 15, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAKE TN
Recording Date	Mar 31, 2021
Property Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633
Document Number	000058/545
Book / Page	58 / 545
Map Reference	MB M PG 500
Instrument Date	Mar 26, 2021
Instrument	17587
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	DYER LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$62.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	77 BLUFF DR, DYERSBURG, TN 38024-6301

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAKE TN
Recording Date	Mar 31, 2021
Property Address	415 S HEADDEN DR, RIDGELY, TN 38080-1633
Document Number	000058/545
Book / Page	58 / 545
Map Reference	MB M PG 500
Instrument Date	Mar 26, 2021
Instrument	17587
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	DYER LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$62.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	77 BLUFF DR, DYERSBURG, TN 38024-6301

Tax Assessment & Valuation

Source: Lake County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Municipality	Ridgely Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$10,750 (-) Land $2,850 Building $7,900
2024	$511.00 (+64.31%)	$10,750 (+62.88%) Land $2,850 Building $7,900	$43,000 (+62.88%) Land $11,400 Building $31,600
2022	$311.00	$6,600 Land $1,525 Building $5,075	$26,400 Land $6,100 Building $20,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone X, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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