415 S Franklin St, Waterloo, IN 46793 Property Records

DeKalb County property record for 415 S Franklin St, Waterloo, IN 46793

Property Summary

Property TypeResidential
Details4 bd · 2 ba · 1,844 sqft · built 1974
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Jul 2023)
Tax Bill$688 (2025)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone X (minimal risk)
APN17-06-03-357-007.000-008

Property Details

APN / Parcel Number

Primary APN17-06-03-357-007.000-008
Alternative APN
  • 310603357007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,844 sqft Living Area
1st Floor Area1,844 sqft
AtticAttic
Attic Area980 sqft
Basement Area432 sqft
Unfinished Basement432 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number310603357007
Street Address415 S FRANKLIN ST
CityWATERLOO
StateIN
Zip46793
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionHORN 2ND ADD (EX W25'') LOT 171
Legal SubdivisionHORNBERGER SECOND ADDITION
Legal Lot Number171
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group1
Census Block1038
Census Tract20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressAUBURN, IN 46706
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2023 · Amount on File
Deed SaleJul 18, 2023 · Amount on File
Prior SaleOct 28, 2015 · Amount on File
Deed Document Number20233381
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJul 18, 2023
Property Address415 S FRANKLIN ST, WATERLOO, IN 46793-9502
Document Number0202303381
Instrument DateMay 1, 2023
Instrument202303381
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 SPROTT ST, AUBURN, IN 46706-3427

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$688.00 (+8.86%)$34,000 (+8.63%) Land $21,500 Building $12,500$34,000 (+8.63%) Land $21,500 Building $12,500
2024$632.00 (+4.12%)$31,300 (+5.03%) Land $21,500 Building $9,800$31,300 (+5.03%) Land $21,500 Building $9,800
2023$607.00 (-30.47%)$29,800 (+3.11%) Land $19,900 Building $9,900$29,800 (+3.11%) Land $19,900 Building $9,900
2022$873.00 (-2.35%)$28,900 Land $18,800 Building $10,100$28,900 Land $18,800 Building $10,100
2021$894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 2,242 people · EPA ID IN5217007
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

Nearby Properties on S Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number