415 S Chipman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 415 S Chipman St, Owosso, MI 48867

Property Summary

Property TypeCommercial
Details3,626 sqft · built 1955
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$54,000 (Sep 2022)
Tax Bill$2,389 (2025)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN050-100-002-014-00

Property Details

APN / Parcel Number

Primary APN050-100-002-014-00

Interior

Building Area3,626 sqft Building Perimeter

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address415 S CHIPMAN ST
CityOWOSSO
StateMI
Zip48867-3331
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 10 11 & 14 BLK B LYING SW'LY OF THE RR RW MARY A CHIPMANS ADD INCL ADJ CLSD RAILROAD ST
Legal SubdivisionCHIPMANS ADD
Legal BlockB
Legal Lot Number10-11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1036
Census Tract30600

Owner

415 S Chipman St, a commercial property, is owned by two individuals who bought it in September 2022.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address526 S CHIPMAN ST, OWOSSO, MI 48867-3369
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Deed Document Number20223364232
Deed Book / Page1300 / 272
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 9, 2022
Property Address415 S CHIPMAN ST, OWOSSO, MI 48867-3331
Document Number0013000272
Book / Page1300 / 272
Map ReferenceLB 21 PG 632
Instrument DateJan 13, 2022
Instrument3364232
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount on Record
Tax$405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 ALLENDALE AVE, OWOSSO, MI 48867-3803

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 415 S Chipman St was $2,389.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,700 (+6.63%)$109,400 (+6.63%)
2025$2,389.00$51,300$102,600
2023$2,256.00$47,600$95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 S Chipman St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 S Chipman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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