415 S Chestnut St, Spokane, WA 99201 Property Records

Spokane County property record for 415 S Chestnut St, Spokane, WA 99201

Property Summary

Property TypeDuplex
Details2 ba · 2,080 sqft · built 1905
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jul 2001)
Tax Bill$4,550 (2026)
Deeds & MortgagesFeb 2026 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25241.3407

Property Details

APN / Parcel Number

Primary APN25241.3407

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Units4 Units
Stories1 Story
Building Area2,080 sqft Living Area
Gross Area3,900 sqft
1st Floor Area1,300 sqft
Upper Floors Area1,300 sqft
Basement Area1,300 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area340 sqft
Deck Area174 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Street Address415 S CHESTNUT ST
CitySPOKANE
StateWA
Zip99201-5607
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRHD
Legal DescriptionCANNONS ADD PT OF L7B11 THAT PTN OF LYG W OF WL OF L3 EX T S
Legal Range42E
Legal Township25N
Legal Section24
Legal SubdivisionCANNONS ADD
Legal Block11
Legal Lot Number7,3
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2014
Census Tract3602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Browne's Addition Historic District
listed 1976 · 220 contributing resources · NRIS 76001916

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 S CHESTNUT ST, SPOKANE, WA 99201-5607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2001 · Amount on Record
Deed SaleJul 17, 2001 · Amount on Record
Deed Document Number20014609691
Last Transfer DateDec 18, 2020
Transfer Doc0007012825
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address415 S CHESTNUT ST, SPOKANE, WA 99201-5607
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007472136
DateFeb 25, 2026
Instrument7472136
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2046

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address415 S CHESTNUT ST, SPOKANE, WA 99201-5607
Transaction TypeMortgage
Record UpdatedJul 30, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007104527
DateJul 23, 2021
Instrument7104527
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,550.00 (+5.13%)$425,800 (-4.46%) Land $95,000 Building $330,800$425,800 (-4.46%) Land $95,000 Building $330,800
2025$4,328.00 (+6.81%)$445,700 (+7.55%) Land $85,000 Building $360,700$445,700 (+7.55%) Land $85,000 Building $360,700
2024$414,400 (+27.51%) Land $75,000 Building $339,400$414,400 (+27.51%) Land $75,000 Building $339,400
2023$4,052.00 (+6.6%)$325,000 Land $52,500 Building $272,500$325,000 Land $52,500 Building $272,500
2022$3,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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