415 S Cherry St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 415 S Cherry St, Kalkaska, MI 49646

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,848 sqft · built 1905
Lot Size	0.211 acres (9,204 sqft)
Owner	Individual Name on Record
Tax Bill	$745 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`041-723-008-00`

Property Details

APN / Parcel Number

Primary APN	`041-723-008-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,848 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	9,204 sqft (0.211 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 S CHERRY ST
City	KALKASKA
State	MI
Zip	49646-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK D VILLAGE OF KALKASKA SEC 17 T27N-R7W
Legal Range	07W
Legal Township	27N
Legal Section	17
Legal Subdivision	VILLAGE OF KALKASKA
Legal Block	D
Legal Lot Number	8
Jurisdiction	KALKASKA MI
Township / Civil Division	KALKASKA
Census Block Group	2
Census Block	2052
Census Tract	950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	415 S CHERRY ST, KALKASKA, MI 49646-7961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	415 S CHERRY ST, KALKASKA, MI 49646-7961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3153397
Date	Nov 9, 2020
Instrument	3153397

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Kalkaska Township
Municipality	Kalkaska Village
Unified School District	Kalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (+9.56%)	$213,200 (+9.56%)
2025	$745.00 (+0.95%) Homeowner's exemption	$97,300	$194,600
2024	$738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560
Water Source	Groundwater
Last State Inspection	Sep 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20