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415 S Cherry Ct, Monticello, FL 32344 Property Records

Jefferson County property record for 415 S Cherry Ct, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,514 sqft · built 2005
Lot Size0.056 acres (2,420 sqft)
Owner2 Trust Names on File
Last Sale$244,900 (Dec 2022)
Tax Bill$2,386 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-00-0360-0000-0960

Property Details

APN / Parcel Number

Primary APN00-00-00-0360-0000-0960
Alternative APN
  • 1782

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,397 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,420 sqft (0.056 acres)
Lot Dimensions61 ft deep x 40 ft wide
Garage Area336 sqft
PorchFinished/Open Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address415 S CHERRY CT
CityMONTICELLO
StateFL
Zip32344-1978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.056 ACRE LOT 40 X 61 BEING PT OF LOT 96 AKA---GARDEN HOME 4 OR 590/396 & 637/502 & 733/427
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionORIGINAL PLAN MONTIC
Legal Lot Number40,96
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1037
Census Tract250105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monticello Historic District
listed 1977 · 41 contributing resources · NRIS 77000405

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 S Cherry Ct is owner-occupied and held in a trust since September 2024.

Source: Jefferson County records, as of December 22, 2025

Owner of Record2 Trust Names on File
Mailing Address415 S CHERRY CT, MONTICELLO, FL 32344-1978
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY BANK
Nov 12, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2022 · Amount on File
Deed SaleDec 28, 2022 · Amount on File
Prior SaleMay 17, 2018
Deed Document Number20223733
Deed Book / Page831 / 327
Last Transfer DateSep 3, 2024
Transfer Doc0008560393
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateDec 28, 2022
Property Address415 S CHERRY CT, MONTICELLO, FL 32344-1978
Document Number0008310327
Book / Page831 / 327
Instrument DateDec 20, 2022
Instrument202233003733
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,714.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 SASSER RD, MONTICELLO, FL 32344-0701

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 S CHERRY CT, MONTICELLO, FL 32344-1978

Mortgage

Document Number0000831330
DateDec 28, 2022
Instrument831/330
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address415 S CHERRY CT, MONTICELLO, FL 32344-1978
Document Number0009720481
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 S CHERRY CT MONTICELLO FL 323441978, MONTICELLO, FL 32344-1978

Mortgage

Document Number0009720481
DateNov 23, 2020
Book Page000972/000481
Instrument33003173
Lender
NameAMERICAN FIN'L NETWORK
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 S Cherry Ct was $2,386.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,386.00$159,220 (+2.9%)$183,508 (-2.46%) Land $9,680 Building $173,828
2024$2,386.00 (+7.09%) Senior Citizen's exemption$154,733 (+3%)$188,136 (+0.01%) Land $9,680 Building $178,456
2023$2,228.00 (+17.76%) Senior Citizen's exemption$150,226 (+24.98%)$188,124 (+18.76%) Land $9,680 Building $178,444
2022$1,892.00 Homeowner's exemption$120,196$158,408 Land $9,680 Building $148,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 S Cherry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S Cherry Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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