415 S Central Valley Dr, Central Point, OR 97502 Property Records

Jackson County property record for 415 S Central Valley Dr, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 1969
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`372W10BD11300`

Property Details

APN / Parcel Number

Primary APN	`372W10BD11300`
Alternative APN	`10144777`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,480 sqft
2nd Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Deck Area	Deck Area
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 S CENTRAL VALLEY DR
City	CENTRAL POINT
State	OR
Zip	97502-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	2
Legal Subdivision	CENTRAL VALLEY SUBDIVISION UNIT #3
Legal Block	3
Legal Lot Number	12
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3001
Census Tract	902

Owner

415 S Central Valley Dr is owned and occupied by two individuals who acquired it in August 2001.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2001
Transfer Doc	0000041673
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1511
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 5 CENTRAL VALLEV DR, 5, CENTRAL POINT, OR 97502

Mortgage

Document Number	0000010908
Date	Jun 8, 2023
Instrument	2023-010908

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1511
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006354
Date	Feb 23, 2022
Instrument	2022-006354

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007071
Date	Mar 19, 2019
Instrument	2019-007071

Lender

Name	UMPQUA BANK
Type	Bank
Address	CENTRAL POINT, OR 97502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 S CENTRAL VALLEY DR, CENTRAL POINT, OR 97502-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025383
Date	Aug 29, 2019
Instrument	2019-025383

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 S Central Valley Dr was $4,171, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,070 (+3%)	$468,190 (-6.68%) Land $157,680 Building $310,510
2025	$4,171.00 (+2.53%)	$244,730 (+3%) Land $81,850 Building $162,880	$501,690 (+7.91%) Land $156,800 Building $344,890
2024	$4,068.00 (+3.33%)	$237,610 (+3%) Land $79,470 Building $158,140	$464,900 (+16.88%) Land $152,000 Building $312,900
2023	$3,937.00 (+2.37%)	$230,690 (+3%) Land $77,160 Building $153,530	$397,760 (-21.81%) Land $141,350 Building $256,410
2022	$3,846.00	$223,980 Land $74,920 Building $149,060	$508,710 Land $117,810 Building $390,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 S Central Valley Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S Central Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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