415 S 9th St, Murray, KY 42071 Property Records

Calloway County property record for 415 S 9th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,671 sqft
Owner	Individual Name on File
Last Sale	$76,500 (May 2018)
Tax Bill	$174 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-0-0012-00024`

Property Details

APN / Parcel Number

Primary APN	`007-0-0012-00024`
Alternative APN	`646`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,671 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Solar

Location & Zoning

Account Number	646
Street Address	415 S 9TH ST
City	MURRAY
State	KY
Zip	42071-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	415 S 9TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2004
Census Tract	10500

Owner

415 S 9th St is owned and occupied by an individual who bought it in May 2018.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	415 S 9TH ST, MURRAY, KY 42071-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 31, 2018	Warranty Deed, Transfer · VA Mortgage GLOBAL MORTGAGE LINK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Deed Document Number	627695
Deed Book / Page	1175 / 368
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	415 S 9TH ST, MURRAY, KY 42071-2412
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 9TH ST, MURRAY, KY 42071-2412

Mortgage

Document Number	001530/706
Date	Feb 2, 2026
Book Page	1530/706
Instrument	724307

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	210 N 12TH ST, MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	415 S 9TH ST, MURRAY, KY 42071-2412
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001276/520
Date	Oct 1, 2020
Book Page	1276/520
Instrument	644067

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 31, 2018
Property Address	415 S 9TH ST, MURRAY, KY 42071-2412
Document Number	001175/368
Book / Page	1175 / 368
Map Reference	MB 56 PG 19 SL 5436
Instrument Date	May 25, 2018
Instrument	627695
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 SHERROD AVE, COVINGTON, TN 38019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 9TH ST, MURRAY, KY 42071-2412

Mortgage

Document Number	0000627697
Date	May 31, 2018
Instrument	627697

Lender

Name	GLOBAL MORTGAGE LINK LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 S 9th St was $174 with a homeowner's exemption.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$174.00 Homeowner's exemption	$90,000	$90,000
2023	$137.00 Homeowner's exemption	$76,500	$76,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 S 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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