415 S 9th St, Independence, OR 97351 Property Records

Polk County property record for 415 S 9th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,518 sqft · built 2005
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Apr 2018)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BC-10900`

Property Details

APN / Parcel Number

Primary APN	`08428-BC-10900`
Alternative APN	`568238`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	1,518 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Garage Area	430 sqft
Parking Spaces	4 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	568238
Street Address	415 S 9TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	CARPENTERS PLACE LOT 2
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	CARPENTERS PLACE
Legal Block	5
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5006
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 S 9TH ST, INDEPENDENCE, OR 97351-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 25, 2018	Warranty Deed, Transfer · VA Mortgage LOANIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	May 18, 2006 · Amount on Record
Deed Document Number	20184880
Prior Transfer Date	Aug 9, 2005
Prior Transfer Doc	0000013350
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	415 S 9TH ST, INDEPENDENCE, OR 97351-1513
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 9TH ST, INDEPENDENCE, OR 97351-1513

Mortgage

Document Number	0000003936
Date	Mar 31, 2022
Instrument	2022-003936

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 25, 2018
Property Address	415 S 9TH ST, INDEPENDENCE, OR 97351-1513
Document Number	0000004880
Instrument Date	Apr 19, 2018
Instrument	4880
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 S 9TH ST INDEPENDENCE OR 973511513, INDEPENDENCE, OR 97351-1513

Mortgage

Document Number	4881
Date	Apr 25, 2018
Instrument	4881

Lender

Name	LOANIT
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,230 (+3%) Land $51,550 Building $125,680	$386,220 (+5.94%) Land $150,000 Building $236,220
2025	$3,140.00 (+3.8%)	$172,070 (+3%) Land $50,050 Building $122,020	$364,550 (-6.67%) Land $135,000 Building $229,550
2024	$3,025.00 (-2.51%)	$167,060 (+3%) Land $48,590 Building $118,470	$390,610 (-1.47%) Land $137,000 Building $253,610
2023	$3,103.00 (+8.92%)	$162,200 (+3%) Land $47,170 Building $115,030	$396,420 (+5.22%) Land $138,200 Building $258,220
2022	$2,849.00	$157,480 Land $45,790 Building $111,690	$376,770 Land $117,500 Building $259,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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